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406 Village Dr, Searcy, AR, 72143

3beds
2baths
1,340sqft
$125,000
$93price/sqft
$923/moest. monthly cost
$36,920/yrincome needed

About This Home

LISTED PRICE IS STARTING BID ONLY!! THIS HOME WILL SELL ON AUG. 28th at 12:00pm AT PUBLIC AUCTION HOWEVER PRE-AUCTION OFFERS ARE WELCOME! This charming home is located in Valley Elms on the West side of Searcy. It is on a corner lot on Village & Lamp Post. This is a wonderful neighborhood & walking distance to The High School. The house is 1,340 square feet, with a portion of that square footage coming from a heated & cooled office or storage room off of the garage. It has 3 bedrooms and 2 full bathrooms. 2 car garage, utility room with sink, bonus garage office or storage room, covered back patio, and a lovely covered front porch. This home is very clean, and could be moved into immediately. But some personal cosmetic touches could be made in order to make this house your home!

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

9/10
7/10
Ahlf Junior High SchoolGrades 7-81.3 mi
7/10
Searcy High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Dishwasher,Disposal
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Eat-in Kitchen

Features

  • Primary Bedroom/Main Lv,Guest Bedroom/Main Lv
  • Flooring: Carpet,Vinyl,Tile
  • Fireplace features: None

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,340
  • Total interior livable area: 1,340 sqft

Property

Details

  • Parcel number: 01603065678

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Porch

Lot

  • Lot size: 8,712 sqft
  • Features: Level,Corner Lot,Subdivided
  • Lot size dimensions: 80 x 95

Parking

  • Total spaces: 2
  • Parking features: Garage,Two Car
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Earthquake
Heat Wave
Lightning
Strong Wind
Winter Weather
Cold Wave
Hail
Inland Flooding

FEMA Declared Disasters Across Arkansas Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance $101$1,212
Property Taxes $56$672
Electricity $134$1,616
Total$923$11,076

Income You'd Need if You Spent...

35% on housing$31,645/yr
40% on housing$27,690/yr
45% on housing$24,613/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -3.9%
-3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$93This listing

vs Other Active Listings

Avg $/sqft

ZIP 72143$122
White County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 72143$135
White County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$125,000

For Sale by Agent

AgentRodger Cargile
BrokerageCargile Auctions/Real Estate

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