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196 Schmelzer Ln, Pangburn, AR, 72121

5beds
5baths
4,190sqft
$649,900
$155price/sqft
$4,529/moest. monthly cost
$181,160/yrincome needed

About This Home

Riverfront Retreat on 2.25 Acres – A Trout Fisherman's Paradise Nestled on a picturesque 2.25-acre lot, this stunning 5-bedroom, 3.5-bathroom home offers the perfect blend of modern updates and natural beauty. Situated along the riverfront, it’s a dream come true for trout fishing enthusiasts and nature lovers alike. This spacious residence has been recently enhanced with *brand-new granite countertops* in the kitchen, adding both style and functionality. A *new roof* and *new heat pump* provide lasting durability and energy-efficient comfort, ensuring peace of mind for years to come. Enjoy the tranquility of your expansive property with breathtaking waterfront views and ample space for outdoor activities. Whether you're fishing, kayaking, or simply relaxing by the river, this home offers endless opportunities to embrace the great outdoors. Don't miss your chance to own this exceptional riverfront retreat! Contact us today to schedule a private tour.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
6/10
Pangburn High SchoolGrades 7-123.4 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Slab
  • Roof: 3 Tab Shingles
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Log Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Microwave,Electric Range,Dishwasher,Disposal,Trash Compactor,Refrigerator,Plumbed For Ice Maker,Electric Water Heater
  • Laundry features: Washer Hookup,Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Interior Entry,Heated,Cooled

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Features: Eat-in Kitchen,Kitchen/Dining Combo

Features

  • Walk-In Closet(s),Ceiling Fan(s),Sheet Rock,Vaulted Ceiling(s),Wood Ceiling,Primary Bedroom/Main Lv,Guest Bedroom/Main Lv,2 Bedrooms Same Level
  • Flooring: Wood,Luxury Vinyl
  • Fireplace features: Woodburning-Site-Built
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 4,190
  • Total interior livable area: 4,190 sqft

Property

Details

  • Parcel number: 00109541009

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Deck,Porch
  • Has view: Yes
  • View description: River,Mountain(s),Vista View
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: River,River Front

Lot

  • Lot size: 2.25 Acres
  • Features: Rural Property,Not in Subdivision,River/Lake Area

Parking

  • Total spaces: 4
  • Parking features: Four Car or More

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Cold Wave
Earthquake
Hail

FEMA Declared Disasters Across Arkansas Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance $686$8,232
Property Taxes $254$3,048
Electricity $303$3,641
Total$4,529$54,348

Income You'd Need if You Spent...

35% on housing$155,280/yr
40% on housing$135,870/yr
45% on housing$120,773/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -3.9%
-3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 72121$128
White County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 72121$140
White County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-22Price change$649,900
2025-11-10Price change$699,000
2025-07-26Price change$749,000
2025-03-03Listed for sale$799,000
2020-11-30Sold$338,000
2019-11-12Listing removed$368,900
2019-03-13Listed for sale$368,900
2018-11-26Listing removed$359,000
2018-05-26Listed for sale$359,000
2018-03-31Listing removed$359,900
2017-09-09Price change$359,900
2017-05-26Listed for sale$362,000
2011-08-21Listing removed$335,000
2011-03-20Listed for sale$335,000

For Sale by Agent

AgentJackie D McPherson
BrokerageMcKenzie Realty Group

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