21109 Yuma Way, Oak Creek, CO, 80467
About This Home
Situated on 0.72-acres, this Stagecoach home is an amazing value for a first-time buyer, or as a second home / investment property. Surrounded by abundant outdoor recreation opportunities, and only 40 minutes to the Steamboat Ski Area, this 2BR / 1 BA home is perfectly situated to live under wide open sunny skies and stunning dark-sky nights. Imagine yourself and friends relaxing around the warmth of the wood stove on those snowy winter nights. Three sources of heating (propane, electric and wood) provide surrounding warmth on both levels. This property faces south with two stories of glass - utilizing solar gain and embracing the surrounding views. The kitchen has granite tile countertops and a breakfast bar backing to the open living area. The primary bedroom is located on the main level, and the second bedroom comprises the upper floor. A log accented entry provides a convenient mud-room, keeping out the elements. The outside of the home boasts a low-maintenance and fire-resistant metal roof, ample deck, fenced yard for pets, and a large storage shed for all of your toys! Luminate high-speed fiber optic is installed to the lot line. Nestled between Green Ridge to the south and the Service Creek Wilderness Area to the north, it is only a 25-minute drive to the town of Oak Creek and 42-minutes to Steamboat Springs. Close to Routt County Road 16 (year-round maintenance), this property has easy access to Stagecoach Reservoir, Stagecoach State Park, and the Flat Tops Wilderness Area. In addition, there are groomed cross-country ski trails just 5-minues away! This home provides a viable way to step into the local housing market and access all that Colorado mountain living has to offer!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1993
Materials
- Roof: Metal
- Construction materials: Wood Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary,Mountain
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Gas Range,Gas Water Heater,Microwave,Refrigerator,Range Hood,Washer,Washer/Dryer
- Laundry features: In Unit
Bathroom
- Level: Main
Bedroom
- Level: Main
Bedroom
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Breakfast Area,Entrance Foyer,High Ceilings,High Speed Internet,Cable TV,Vaulted Ceiling(s),Wood Burning Stove
- Flooring: Carpet,Tile,Wood
- Number of fireplaces: 1
- Fireplace features: Wood Burning Stove
- Fireplace: Yes
Heating
- Heating features: Baseboard,Electric,Propane,Wood Stove,Wall Furnace
Interior Area
- Total interior livable area: 1,240 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Living Room
- Level: Main
Mud Room
- Level: Main
Utility Room
- Level: Main
Property
Details
- Parcel number: 131800156
- Zoning description: Multi-Family
- Exclusions: No
Features
- Levels: Two
- Has view: Yes
- View description: Meadow,Mountain(s),Valley
Lot
- Lot size: 0.72 Acres
- Features: Level,Meadow,See Remarks
Parking
- Parking features: Off Street,Parking Pad,Unassigned
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Winter Weather
- Avalanche
- Inland Flooding
- Landslide
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,877 | $34,524 |
| Home Insurance * | $239 | $2,868 |
| Property Taxes | $132 | $1,584 |
| Electricity | $186 | $2,232 |
| Total | $3,434 | $41,208 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-09 | Listed for sale | $569,000 |
| 2021-07-22 | Sold | $170,000 |
| 2015-03-30 | Sold | $144,900 |
| 2015-03-19 | Pending sale | $168,500 |
| 2015-03-19 | Listed for sale | $168,500 |
| 2015-02-12 | Listing removed | $168,500 |
| 2015-02-09 | Price change | $168,500 |
| 2015-02-04 | Price change | $73,000 |
| 2015-01-20 | Price change | $90,000 |
| 2015-01-17 | Price change | $168,500 |
| 2015-01-13 | Price change | $90,000 |
| 2015-01-05 | Price change | $168,500 |
| 2014-12-16 | Price change | $93,000 |
| 2014-12-14 | Price change | $178,900 |
| 2014-12-02 | Price change | $93,000 |
| 2014-11-28 | Price change | $178,900 |
| 2014-11-14 | Price change | $93,000 |
| 2014-11-08 | Listed for sale | $178,900 |
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