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237 Main Street, Yampa, CO, 80483

1beds
1baths
611sqft
$335,000
$548price/sqft
$2,039/moest. monthly cost
$81,560/yrincome needed

About This Home

Charming 1938 Cottage in the Heart of Yampa. Step back in time with this delightful 1-bedroom, 1-bath cottage perfectly located on Main Street—just steps from the library, post office, general store, historic Antlers Cafe & Bar, and the elementary school. Inside, you will find a cozy living room warmed by a wood stove, and a propane heater in the kitchen. Original hardwood floors, solid wood doors, and classic trim add timeless character, while built-in storage nooks maximize space. The sun-filled enclosed back porch is perfect for a home office, art studio, or reading nook. Outside, relax among mature evergreens, aspens, lilacs, and colorful perennials. A storage shed with alley access, plus a fenced area for pets or a garden, adds convenience. This location is a dream for outdoor enthusiasts—just minutes from the Flat Tops Wilderness Area for hunting, fishing, snowmobiling, cross-country skiing, and snowshoeing. Steamboat Springs is 30 minutes away, and Vail is just over an hour for world-class downhill skiing. Whether you are seeking a starter home, mountain getaway, or investment property, this charming Yampa cottage offers small-town living at its finest.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

5/10
10/10
Soroco Middle SchoolGrades 6-88.6 mi
10/10
Soroco High SchoolGrades 9-128.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1938

Materials

  • Roof: Metal
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator
  • Laundry features: None

Basement

  • Basement: Crawl Space

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Bonus Room

  • Level: Main

Features

  • Eat-in Kitchen,Pantry,Smoke Free,Wood Burning Stove
  • Flooring: Vinyl,Wood
  • Fireplace features: Wood Burning Stove

Heating

  • Heating features: Propane,Wood Stove,Wall Furnace

Interior Area

  • Total interior livable area: 611 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: R3845156
  • Zoning description: Single Family
  • Exclusions: No

Features

  • Levels: One

Lot

  • Lot size: 3,484 sqft
  • Features: City Lot

Parking

  • Parking features: See Remarks

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Avalanche
Inland Flooding
Landslide
Wildfire

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance *$82$984
Property Taxes $78$936
Electricity $186$2,232
Total$2,039$24,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,908/yr
40% on housing$61,170/yr
45% on housing$54,373/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 17.0%
17.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.6%
6.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$548This listing

vs Other Active Listings

Avg $/sqft

ZIP 80483$148
Routt County$785

vs Homes Sold Last Month

Median $/sqft

ZIP 80483$221
Routt County$532

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$315,000
2026-06-19Listed for sale$335,000
2026-02-10Listing removed$335,000
2025-10-29Price change$335,000
2025-09-29Listed for sale$350,000
2025-09-05Listing removed$395,000
2025-08-11Listed for sale$395,000
2005-09-19Sold$82,500

For Sale by Agent

AgentKerry Eaton
BrokerageTown & Country Properties

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