




314 E 1st Street, Oak Creek, CO, 80467
About This Home
Located in the heart of Oak Creek, 314 E. 1st Street offers an affordable opportunity to own both a charming home and the land it sits on in a scenic Colorado mountain community. This inviting 2-bedroom, 1.5-bath residence features approximately 980 square feet of comfortable living space situated on a .14 acre lot, providing valuable ownership, privacy, and long-term investment potential. The property combines practicality, convenience, and the freedom of true real property ownership with no HOA restrictions. Enter the home through a spacious mudroom that opens to a warm and welcoming living area highlighted by a cozy pellet stove that adds character and energy-efficient comfort during the winter months. The functional eat-in kitchen includes a gas cooktop, dishwasher, microwave, refrigerator, and generous cabinet space, while laminate and carpet flooring throughout create a comfortable and low-maintenance interior. Outside, the sale includes the fully owned lot, offering ample outdoor space for parking, recreation, gardening, pets, or future improvements. The property also includes valuable off-street parking, an oversized 2 car detached garage that features a pellet stove and air conditioning unit to keep it a perfect temperature all year around, with alley access, and an additional storage shed—ideal for vehicles, tools, and mountain recreation equipment. Conveniently located near local amenities and within easy driving distance of Steamboat Springs, Stagecoach Reservoir, and the Vail Valley corridor, this property presents an excellent opportunity for a primary residence, vacation retreat, or investment property. With both the home and land included in the sale, 314 E. 1st Street delivers the rare combination of affordability, flexibility, and authentic Colorado mountain living.
Getting Around
Schools
Construction
Condition
- Property condition: Resale
- Year built: 1975
Materials
- Roof: Metal
- Construction materials: Other,See Remarks
Type & Style
- Home type: MobileManufactured
- Architectural style: Mobile Home
- Property subType: Manufactured Home,Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Freezer,Gas Cooktop,Microwave,Refrigerator,Range Hood,Some Electric Appliances,Dryer,Washer
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Ceiling Fan(s),Eat-in Kitchen,Primary Suite,See Remarks
- Flooring: Carpet,Laminate
Heating
- Heating features: Forced Air,Propane,Pellet Stove
Interior Area
- Total interior livable area: 980 sqft
Property
Details
- Parcel number: R6836225
- Zoning description: Single Family
- Exclusions: Do Not Know
Features
- Levels: One
Lot
- Lot size: 6,098 sqft
- Features: City Lot
Parking
- Total spaces: 2
- Parking features: Detached,Garage,Off Street
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Winter Weather
- Avalanche
- Landslide
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,264 | $15,168 |
| Home Insurance * | $105 | $1,260 |
| Property Taxes | $58 | $696 |
| Electricity | $186 | $2,232 |
| Total | $1,613 | $19,356 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-22 | Price change | $250,000 |
| 2026-06-24 | Price change | $270,000 |
| 2026-05-18 | Price change | $279,900 |
| 2026-04-02 | Price change | $284,000 |
| 2025-11-27 | Listed for sale | $295,000 |
| 2025-11-22 | Pending sale | $295,000 |
| 2025-10-30 | Listed for sale | $295,000 |
