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2897 Ski Trail Lane, Steamboat Springs, CO, 80487

4beds
5baths
4,470sqft
$3,195,000
$715price/sqft
$17,944/moest. monthly cost
$717,760/yrincome needed

About This Home

Welcome to 2897 Ski Trail Lane, a beautifully maintained mountain retreat offering the perfect balance of privacy, comfort, and effortless living. Nestled in a serene setting with peek-a-boo views of Sleeping Giant and Emerald Mountain. The home transforms with the seasons. In the summer, mature trees provide exceptional privacy and natural shade, creating a peaceful sanctuary year-round. Designed for gathering, this spacious home is equally suited for everyday living and entertaining. The sun-filled main level features stunning tongue-and-groove vaulted ceilings that add warmth and character. The thoughtfully designed kitchen includes two sinks for added convenience and flows seamlessly to a newly renovated deck with a motorized awning—perfect for outdoor dining and enjoying the tranquil surroundings. The bright walkout lower level, enhanced by high ceilings and abundant natural light, feels like a true extension of the home. A spacious family room, oversized game room, and wet bar create the ideal setting for entertaining, while three separate living areas provide space for everyone to relax. The main-level primary suite offers a private retreat with direct deck access, while a generously sized secondary primary suite on the lower level comfortably accommodates guests or extended family. The home's thoughtful layout allows multiple families to enjoy the space while maintaining privacy. Ideal as a full-time residence or lock-and-leave getaway, the home also features a heated driveway, a custom-organized garage with an EV charger, and abundant storage. Meticulously maintained, the property has been updated with a new roof, new boiler, and a beautifully renovated deck. Combined with its quiet setting and wonderful neighbors, 2897 Ski Trail Lane offers an exceptional mountain lifestyle where comfort, convenience, and lasting memories come together.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

7/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1999

Materials

  • Roof: Asphalt
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Appliances included: Bar Fridge,Built-In Oven,Dryer,Dishwasher,Disposal,Gas Range,Gas Water Heater,Microwave,Refrigerator,Range Hood,Trash Compactor,Washer
  • Laundry features: Laundry Closet,Main Level,In Unit

Basement

  • Has basement: Yes
  • Basement: Finished,Heated

Bedroom

  • Level: Lower

Bedroom

  • Level: Lower

Bedroom

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Lower

Features

  • Wet Bar,Built-in Features,Breakfast Area,Ceiling Fan(s),Entrance Foyer,Eat-in Kitchen,Fireplace,Granite Counters,Tongue and Groove Ceiling(s),High Ceilings,High Speed Internet,Kitchen Island,Open Floorplan,Cable TV,Utility Sink,Vaulted Ceiling(s),Walk-In Closet(s),Central Vacuum
  • Flooring: Carpet,Wood
  • Number of fireplaces: 2
  • Fireplace features: Gas
  • Fireplace: Yes

Game Room

  • Level: Upper

Great Room

  • Level: Main

Heating

  • Heating features: Radiant Floor,Radiant

Interior Area

  • Total interior livable area: 4,470 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Mud Room

  • Level: Main

Other

  • Level: Lower

Other

  • Level: Upper

Other

  • Level: Lower

Other

  • Level: Main

Primary Bathroom

  • Level: Main

Primary Bathroom

  • Level: Main

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: R8167454
  • Zoning description: Duplex
  • Exclusions: No,CLA

Features

  • Levels: Three Or More,Multi/Split
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 3,920 sqft
  • Features: See Remarks

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Avalanche
Inland Flooding
Landslide
Wildfire

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $16,155$193,860
Home Insurance *$707$8,484
Property Taxes $745$8,940
Electricity $337$4,049
Total$17,944$215,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$615,222/yr
40% on housing$538,320/yr
45% on housing$478,506/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 17.0%
17.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.6%
6.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$715This listing

vs Other Active Listings

Avg $/sqft

ZIP 80487$865
Routt County$778

vs Homes Sold Last Month

Median $/sqft

ZIP 80487$703
Routt County$532

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$3,195,000
2026-07-24Listed for sale$3,195,000
2003-09-08Sold$965,000

For Sale by Agent

AgentKiyah Roe
BrokerageSteamboat Sotheby's International Realty

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