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613 Palmer St, Milton, DE, 19968

4beds
3baths
2,252sqft
$420,000
$187price/sqft
$2,628/moest. monthly cost
$105,120/yrincome needed

About This Home

Move in ready home.Fresh painted walls in all rooms.2 bedrooms added.Kitchen has Whirlpool Appliances.12x19 with dining area. Living room 12x24.Master bedroom 15x15.Master Bathroom with tub 8x9. Bedroom 13x14 with Bathroom /shower 6x7.Laundry room 8x9.Sun room 14x17, which I used as my Office.Upstairs Bedroom with carpet 12x12. Bedroom laminated wood floor 12x20, both with a closet.Storage room with door. Full unfinished basement. Attached 3 car garage with an unfinished room upstairs.Property is on a 1/2 acre lot. Listing price is for the home only, extra Lot 1/2 acre is offered as an optional addition.Can be purchased together for an additional cost.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

5/10
Milton Elementary SchoolGrades K-51.0 mi
6/10
Mariner Middle SchoolGrades 6-80.8 mi
8/10
Cape Henlopen High SchoolGrades 9-128.0 mi

Construction

Condition

  • Year built: 1985

Materials

  • Roof: Shake / Shingle

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Hardwood,Laminate,Linoleum / Vinyl

Interior Area

  • Total interior livable area: 2,252 sqft

Property

Details

  • Parcel number: 23514157600

Features

  • Exterior features: Vinyl,Brick
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 0.65 Acres

Parking

  • Total spaces: 7
  • Parking features: Garage - Attached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Winter Weather
Coastal Flooding
Drought
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Delaware Counties

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$125$1,500
Property Taxes $129$1,548
Electricity $251$3,021
Total$2,628$31,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,102/yr
40% on housing$78,840/yr
45% on housing$70,080/yr

Delaware FAIR Plan Programs

Insurance Placement Facility of Delaware

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,170Commercial: 57
Total Premiums$607,000
Total Exposure$249.53M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.6%
5.6%
0%30.0%
Electricity Growth Rate10-year average: 8.7%
8.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 19968$241
Sussex County$247

vs Homes Sold Last Month

Median $/sqft

ZIP 19968
Sussex County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-29Listed for sale$420,000
1984-12-31Sold$6,000

For Sale by Owner

AgentProperty Owner

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