See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4264 Highway 105, Baldwin, GA, 30511

6beds
3baths
0sqft
$544,500
--price/sqft
$3,965/moest. monthly cost
$158,600/yrincome needed

About This Home

Welcome home to peaceful country living on 4.35 acres! This beautifully maintained ranch offers the perfect blend of comfort, functionality, and space to spread out. The property is a gardener's delight, featuring mature peach trees, muscadine vines, and blackberry bushes, allowing you to enjoy fresh fruit right from your own backyard. The main level features 3 bedrooms and 2 full bathrooms, an inviting family room with warm hardwood floors, and an open-concept kitchen and dining area that's perfect for gathering with family and friends. Downstairs, you'll discover a finished lower level designed for versatility! With two additional finished rooms that can be used as a home office, guest space, hobby room, playroom, or flex space, plus a spacious entertainment area, dedicated home gym, and a convenient half bath with laundry, there's room for everyone and everything. Step outside and enjoy everything this incredible property has to offer. The 4.35-acre lot provides privacy and beautiful views, while the large covered front porch is the perfect spot to enjoy your morning coffee. A detached workshop with covered parking offers endless possibilities for equipment, RVs, boats, hobbies, or additional storage. Whether you're looking for room to entertain, work from home, enjoy your hobbies, or simply escape the hustle and bustle, this property offers the space and flexibility to fit your lifestyle, all while remaining convenient to shopping, dining, and commuter routes.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

--
Banks County Primary SchoolGrades PK-210.9 mi
7/10
6/10
Banks County High SchoolGrades 9-1211.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1999

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator
  • Laundry features: Other

Basement

  • Has basement: Yes
  • Basement: Bath/Stubbed,Exterior Entry,Full,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Features

  • Double Vanity,Master On Main Level,Split Bedroom Plan,Walk-In Closet(s)
  • Window features: Storm Window(s)
  • Flooring: Carpet,Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 0
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Electric,Natural Gas,Propane
  • Cooling features: Attic Fan,Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Breakfast Area,Breakfast Bar,Kitchen Island

Property

Details

  • Parcel number: B70 011
  • Other equipment: Satellite Dish

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Other
  • Fencing: Back Yard,Fenced,Front Yard,Privacy,Wood
  • Has view: Yes
  • View description: Mountain(s)
  • Waterfront features: No Dock Or Boathouse
  • Waterbody name: None

Lot

  • Lot size: 4.53 Acres
  • Features: Level,Private,Sloped,Steep Slope

Parking

  • Total spaces: 3
  • Parking features: Garage,Kitchen Level,RV/Boat Parking,Storage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Tornado
Drought
Hail
Inland Flooding

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,753$33,036
Home Insurance *$192$2,304
Property Taxes $801$9,612
Electricity $219$2,637
Total$3,965$47,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,942/yr
40% on housing$118,950/yr
45% on housing$105,733/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 30511$158
Banks County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 30511
Banks County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$540,000
2026-08-03Price change$544,500
2026-07-01Listed for sale$550,000
2021-03-18Sold$260,000
2021-02-08Contingent$285,000
2021-02-08Pending sale$285,000
2021-01-15Listed for sale$285,000
2020-12-15Pending sale$285,000
2020-12-07Listed for sale$285,000
2020-10-06Listing removed$249,000
2020-05-15Pending sale$249,000
2020-03-15Price change$249,000
2020-03-08Price change$254,000
2020-02-21Price change$259,000
2020-02-07Price change$264,000
2020-01-17Listed for sale$269,000
2016-04-29Sold$215,000
2016-03-10Listed for sale$215,000

For Sale by Agent

AgentAllen Dellinger
BrokerageKeller Williams Lanier Partners

Similar Homes