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225 W Jessamine St, Fitzgerald, GA, 31750

4beds
2baths
2,091sqft
$164,900
$79price/sqft
$1,386/moest. monthly cost
$55,440/yrincome needed

About This Home

Located on a corner lot in Fitzgerald, this solid brick home at 225 W Jessamine St offers great potential for buyers looking to add their personal touch. Inside, you'll find a spacious layout featuring a living room, separate den, dining room, and a galley-style kitchen. The home includes three bedrooms, two bathrooms, plus an additional bonus room-perfect for a home office, playroom, etc. A separate laundry room adds extra convenience. While the yard is manageable in size, the property makes efficient use of space with a carport that includes a storage area, as well as an additional outdoor storage shed for tools or equipment. The home is topped with a durable metal roof and offers a strong foundation, but does need some TLC-making it a great opportunity for investors or buyers seeking a fixer-upper. Conveniently located near local shops, dining, and schools, this home offers great potential with small-town charm and easy access to everyday essentials. **Owner financing is available with 30% down, providing a flexible path to homeownership.

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
60
BikeBikeable

Schools

4/10
5/10
4/10
Fitzgerald High SchoolGrades 9-122.8 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1958

Materials

  • Roof: Metal
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Brick 4 Side
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None
  • Laundry features: Common Area

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Features

  • Master On Main Level
  • Flooring: Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,091

Heating & Cooling

  • Heating features: None
  • Cooling features: Ceiling Fan(s),Window Unit(s)

Interior Area

  • Total structure area: 2,091
  • Total interior livable area: 2,091 sqft

Property

Details

  • Parcel number: B10 S11L15+

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.28 Acres
  • Features: City Lot

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Hurricane

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $833$9,996
Home Insurance *$211$2,532
Property Taxes $123$1,476
Electricity $219$2,637
Total$1,386$16,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,520/yr
40% on housing$41,580/yr
45% on housing$36,960/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.5%
-3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$79This listing

vs Other Active Listings

Avg $/sqft

ZIP 31750$106
Ben Hill County$105

vs Homes Sold Last Month

Median $/sqft

ZIP 31750$85
Ben Hill County$80

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$164,900
2021-06-16Listing removed--
2021-04-19Listed for sale$99,000
2021-01-29Sold$68,500
2020-11-13Listed for sale$75,000

For Sale by Agent

AgentAlicia Day
BrokerageeXp Realty

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