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120 Stubbs Ave, Fitzgerald, GA, 31750

3beds
2baths
1,983sqft
$180,000
$91price/sqft
$1,494/moest. monthly cost
$59,760/yrincome needed

About This Home

Room to breathe. Room to live. This move-in ready 3-bedroom, 2-bath home sits on over half an acre, shaded by towering pines and set back from the road in a way that just feels settled. With 1983 square feet of updated living space it's the kind of value that doesn't stay on the market long. The kitchen is the heart of this home. Espresso cabinetry, granite counters, a center island with bar seating, mosaic tile backsplash, stainless appliances, and pendant lighting that pulls it all together. It flows naturally into the dining area and two separate living spaces - one open and airy, one anchored by a fireplace for the nights that call for it. Crown molding throughout. Hardwood-style floors in the main living areas. The primary suite has real room to unwind, with a double-vanity bath, granite counters, and tile floors that feel more retreat than afterthought. Secondary bedrooms are generously sized. A 2-car carport, deep lot, and mature trees round out a property that checks every box without compromise. Your showing is one call away.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
54
BikeBikeable

Schools

4/10
5/10
4/10
Fitzgerald High SchoolGrades 9-123.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1969

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Microwave,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Common Area

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Double Vanity
  • Flooring: Carpet,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,983

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,983
  • Total interior livable area: 1,983 sqft

Property

Details

  • Parcel number: 12 3 1 7

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.55 Acres
  • Features: None

Parking

  • Parking features: Attached,Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Hurricane
Heat Wave

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $910$10,920
Home Insurance *$230$2,760
Property Taxes $135$1,620
Electricity $219$2,637
Total$1,494$17,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,222/yr
40% on housing$44,820/yr
45% on housing$39,840/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.5%
-3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$91This listing

vs Other Active Listings

Avg $/sqft

ZIP 31750$105
Ben Hill County$105

vs Homes Sold Last Month

Median $/sqft

ZIP 31750$85
Ben Hill County$80

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-29Listed for sale$180,000
2024-10-15Listing removed$175,000
2024-09-13Price change$175,000
2024-08-19Price change$195,000
2024-08-07Price change$199,000
2024-07-24Listed for sale$215,000
2024-07-13Listing removed--
2024-07-13Pending sale$215,000
2024-06-06Price change$215,000
2024-05-13Price change$225,000
2024-04-15Listed for sale$230,000
2017-07-27Sold$143,000
2016-01-05Listed for sale$149,900
2015-03-04Listing removed$27,500
2015-03-01Pending sale$27,500
2015-02-25Sold$20,000
2015-01-31Price change$27,500
2014-12-24Listed for sale$33,900
2014-09-14Listing removed$44,900
2014-04-16Listed for sale$44,900
2014-01-07Sold$66,300
2009-12-04Sold$58,100
2009-07-02Sold$39,500
2009-03-13Listing removed$63,000
2009-03-09Price change$63,000
2009-02-04Listed for sale$70,000
2008-05-06Sold$64,076

For Sale by Agent

AgentPatty Ann Moore
BrokerageColdwell Banker Kennon & Parker

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