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509 S Main St, Fitzgerald, GA, 31750

4beds
2baths
2,467sqft
$249,900
$101price/sqft
$2,009/moest. monthly cost
$80,360/yrincome needed

About This Home

Welcome to this beautifully maintained brick home located in the heart of Fitzgerald! Offering 4 bedrooms and 2 full baths, this spacious property combines classic charm with modern functionality. Step inside to hardwood floors throughout and versatile floor plan designed for everyday living and entertaining. The home features formal living/dining area with a cozy fireplace, perfect for gatherings or quiet evenings at home. The kitchen is a complete with a center island, eat-at-bar, abundant cabinet space, and large walk-in pantry-ideal for anyone who loves to cook. The oversized master suite offers comfort and privacy, featuring a full wall of closets and a private en-suite bath. One of the additional bedrooms can easily serve as a home office or flex space. Outside enjoy a private fenced backyard with plenty of room to relax, play, or entertain. The property also includes a shop/storage building adding even more functionality. This home also features a brand new roof! Call today!

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
60
BikeBikeable

Schools

4/10
5/10
4/10
Fitzgerald High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1960

Materials

  • Roof: Architectural
  • Construction materials: Brick,Paint Walls,Sheetrock Walls,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Electric Water Heater
  • Laundry features: Laundry Room Location (Utility),W/D Hook Up

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Pantry
  • Window features: Blinds
  • Flooring: Hardwood,Tile,Wood Floors

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,467
  • Total interior livable area: 2,467 sqft

Property

Details

  • Parcel number: B14 S4L11+

Features

  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck,Patio
  • Fencing: Wood
  • Waterfront features: None

Lot

  • Lot size: 10,018 sqft

Parking

  • Total spaces: 2
  • Parking features: 2 Car,Attached,Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Hurricane

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$320$3,840
Property Taxes $187$2,244
Electricity $239$2,876
Total$2,009$24,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,880/yr
40% on housing$60,270/yr
45% on housing$53,573/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.5%
-3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$101This listing

vs Other Active Listings

Avg $/sqft

ZIP 31750$105
Ben Hill County$104

vs Homes Sold Last Month

Median $/sqft

ZIP 31750$85
Ben Hill County$80

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Listed for sale$259,000
2009-09-08Listing removed$154,900
2009-07-11Listed for sale$154,900
2005-06-17Sold$126,000

For Sale by Agent

AgentWendy Story
BrokerageHome Town Realty SWG

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