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805 N Main Street, Pembroke, GA, 31321

2beds
1baths
943sqft
$194,900
$207price/sqft
$1,452/moest. monthly cost
$58,080/yrincome needed

About This Home

You won’t want to miss this adorable home—perfect for a first-time buyer! Located on Main Street in Pembroke, this charming 2-bedroom, 1-bath property offers 943 square feet of thoughtfully updated living space, all set on nearly half an acre. The home features a bright, inviting interior with a stylish “beach cottage” feel throughout. Outside, you’ll find a spacious yard, a 10x20 outbuilding for extra storage or hobbies, and a large above-ground pool—ideal for relaxing on warm summer days. Additional highlights include a convenient carport and attached storage room. This move-in-ready home combines comfort, character, and value in a great location.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

5/10
4/10
6/10
Bryan County High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1960

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: In Hall

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Electric,Window Unit
  • Cooling features: Electric,Window Unit(s)

Interior Area

  • Total interior livable area: 943 sqft

Property

Details

  • Parcel number: 0121085
  • Zoning: R-1
  • Special condition: Short Sale

Features

  • Stories: 1

Lot

  • Lot size: 0.46 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Cold Wave
Earthquake
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $985$11,820
Home Insurance *$123$1,476
Property Taxes $125$1,500
Electricity $219$2,637
Total$1,452$17,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,782/yr
40% on housing$43,560/yr
45% on housing$38,720/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 31321$191
Bryan County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 31321$194
Bryan County$200

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$199,900
2011-02-14Sold$51,350

For Sale by Agent

AgentJulie M. Hales
BrokerageNext Move Real Estate LLC

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