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314 Mill Run Road, Richmond Hill, GA, 31324

3beds
2baths
2,195sqft
$445,000
$203price/sqft
$2,995/moest. monthly cost
$119,800/yrincome needed

About This Home

Set on over 0.7 acres with no HOA restrictions, this exceptional residence offers refined Lowcountry living with tranquil marsh and tidal creek views. Enjoy sunsets from the second-story deck or unwind year-round in the heated and cooled sunroom, thoughtfully designed to capture the surrounding natural beauty. The chef’s kitchen, renovated in July 2021, features custom-style cabinetry, granite countertops, a spacious island, gas range, microwave drawer, stainless steel appliances, and a wet bar—perfectly suited for both everyday living and elegant entertaining. The open-concept design flows seamlessly into the living area, where a gas fireplace and built-in shelving create a warm yet sophisticated atmosphere. The main level offers three well-appointed bedrooms, including a primary suite with new LVP flooring and a private ensuite with dual vanities. A beautifully updated guest bath and a versatile lower-level bonus room with mini-split HVAC provide flexibility for guests, home office, or recreation space. Washer and dryer hookups are available on both levels for added convenience. Outdoor amenities include a covered patio, lower deck, firepit, and expansive backyard with ample space for a pool or outdoor living enhancements. A two-car garage and permitted boat and RV parking add both function and freedom. Ideally located near shopping, Henderson Recreation Park, and a community boat ramp, with optional access to Strathy Hall recreational amenities through membership.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1985

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Gas Appliances,Electric Water Heater,Microwave,Oven,Range,Range Hood,Refrigerator
  • Laundry features: In Basement,Washer Hookup,Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Wet Bar,Built-in Features,Ceiling Fan(s),Double Vanity,Kitchen Island,Pull Down Attic Stairs,Tub Shower,Vaulted Ceiling(s),Fireplace
  • Fireplace features: Living Room,Wood Burning Stove,Gas Log
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump,Wall Furnace
  • Cooling features: Central Air,Electric,Heat Pump,Wall Unit(s)

Interior Area

  • Total interior livable area: 2,195 sqft

Property

Details

  • Parcel number: 0612088
  • Attached to another structure: Yes
  • Zoning: R-15
  • Special condition: Standard

Features

  • Stories: 1
  • Patio & porch: Covered,Patio,Balcony,Front Porch
  • Exterior features: Balcony
  • Has view: Yes
  • View description: Marsh,Creek/Stream
  • Has water view: Yes
  • Water view: Marsh,Creek/Stream
  • On waterfront: Yes
  • Waterfront features: Creek,Marsh,Tidal

Lot

  • Lot size: 0.73 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Heat Wave
Inland Flooding
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,250$27,000
Home Insurance *$241$2,892
Property Taxes $285$3,420
Electricity $219$2,637
Total$2,995$35,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,685/yr
40% on housing$89,850/yr
45% on housing$79,866/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 31324$243
Bryan County$224

vs Homes Sold Last Month

Median $/sqft

ZIP 31324$198
Bryan County$200

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$450,000
2026-04-12Price change$460,000
2026-03-20Price change$474,000
2026-02-26Price change$484,000
2026-02-13Price change$489,000
2026-01-12Listed for sale$499,000
2023-02-09Sold$365,000
2023-02-09Pending sale$379,900
2023-02-09Listing removed--
2022-12-06Pending sale$379,900
2022-12-06Contingent$379,900
2022-11-21Price change$379,900
2022-10-24Price change$390,000
2022-10-06Listed for sale$410,000
2017-08-22Sold$230,000
2017-05-26Listed for sale$240,000
2013-04-25Listing removed$1,575
2013-04-20Listed for rent$1,575
2013-02-05Listing removed$250,000
2012-11-06Listed for sale$250,000
2006-11-30Sold$213,000

For Sale by Agent

AgentKaren S. Sawers
BrokerageeXp Realty LLC

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