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17332 Old River Rd, Garfield, GA, 30425

3beds
2baths
1,840sqft
$225,000
$122price/sqft
$1,876/moest. monthly cost
$75,040/yrincome needed

About This Home

Bulloch County | Portal School District | 1.24 Acres | 0.7 Miles to Rocky Ford Boat Ramp | Multi-Generational Living If you've been searching for a property that puts you steps from the water without sacrificing space, privacy, or functionality... this is it. Located just 0.7 miles from the Rocky Ford boat ramp on the Ogeechee River, this home delivers a lifestyle that's hard to find in Southeast Georgia - effortless access to boating, fishing, kayaking, and weekend river days, all right down the road from your front door. Situated on 1.24 acres in Bulloch County and within the desirable Portal School District, this property blends peaceful country living with unbeatable outdoor convenience. Inside, the freshly remodeled main level showcases original hardwood floors, rich wood ceilings, and a spacious primary suite featuring a beautifully tiled walk-in shower. Step directly from the primary bedroom onto your private screened porch - the perfect place to unwind after a day on the river. Upstairs, you'll find a fully self-contained in-law suite or guest apartment complete with a kitchenette, full bathroom, two bedrooms, living area, and flexible bonus space. Whether you need multi-generational living, rental potential, or private guest quarters, this layout delivers. A second large screened porch upstairs adds even more space to enjoy the quiet surroundings and fresh air. Whether you're looking for a home near the Ogeechee River, a property with acreage near Statesboro, or a rare multi-generational setup with true lifestyle appeal, this one checks every box. Live where others vacation. Launch the boat in minutes. Come home to space, privacy, and comfort.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

7/10
Portal Elementary SchoolGrades PK-59.1 mi
5/10
Portal Middle/High SchoolGrades 6-128.8 mi

Construction

Condition

  • Year built: 1940

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total interior livable area: 1,840 sqft

Property

Details

  • Parcel number: 053 000010 000

Lot

  • Lot size: 1.24 Acres
  • Lot size dimensions: ,,,

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hurricane
Tornado
Cold Wave
Drought
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$158$1,896
Property Taxes $362$4,344
Electricity $219$2,637
Total$1,876$22,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,320/yr
40% on housing$56,280/yr
45% on housing$50,026/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 9.2%
9.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$122This listing

vs Other Active Listings

Avg $/sqft

ZIP 30425$100
Bulloch County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 30425
Bulloch County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Price change$274,900
2026-04-24Price change$224,900
2026-04-23Price change$274,900
2026-03-23Price change$299,000
2026-03-11Listed for sale$309,900

For Sale by Agent

AgentBrooke Black
BrokerageSouthland Realty & Properties

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