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1104 University St, Albany, GA, 31707

4beds
2baths
1,876sqft
$135,000
$72price/sqft
$1,274/moest. monthly cost
$50,960/yrincome needed

About This Home

This 2.5-story Bungalow boasts a welcoming atmosphere and plenty of space for your family. With 4 bedrooms and 2 full baths in a 1,876 sq. ft. layout, you'll have all the room you need. Enjoy this cozy yet open living space, ideal for entertaining and comfortable everyday living. Add your personal touches, to make it your own. ? Situated in West Albany, this home sits on just over a 1/2 acre lot in desirable West Town subdivision. Easy access to local amenities, and ample outdoor space in a fenced yard, truly make 1104 University a great value in the current market. Don't miss out on this opportunity to own this home, at an affordable price!

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

4/10
3/10
2/10
Monroe High SchoolGrades 9-122.0 mi

Construction

Condition

  • Property condition: Interior Needs Work
  • Year built: 1977

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Brick,Masonite,Wood Trim

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Detached Single Family

Interior

Appliances

  • Appliances included: Refrigerator,Stove/Oven Electric

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Walls (Sheet Rock),Bonus Room Finished
  • Window features: Blinds Plantation
  • Flooring: Hardwood,Plank

Heating & Cooling

  • Heating features: Heat: Central Electric
  • Cooling features: A/C: Central Electric

Interior Area

  • Total structure area: 1,876
  • Total interior livable area: 1,876 sqft

Property

Details

  • Parcel number: 00230/00021/022

Features

  • Stories: 2
  • Patio & porch: Deck
  • Waterfront features: None

Lot

  • Lot size: 0.50 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 1
  • Parking features: Driveway Only
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$238$2,856
Property Taxes $135$1,620
Electricity $219$2,637
Total$1,274$15,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,680/yr
40% on housing$38,220/yr
45% on housing$33,973/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$72This listing

vs Other Active Listings

Avg $/sqft

ZIP 31707$75
Dougherty County$82

vs Homes Sold Last Month

Median $/sqft

ZIP 31707$63
Dougherty County$55

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-06Listed for sale$135,000
2026-03-02Pending sale$135,000
2025-07-18Listed for sale$135,000
2025-07-05Pending sale$135,000
2025-06-13Listed for sale$135,000
2025-05-24Pending sale$135,000
2025-04-30Price change$135,000
2025-03-09Listed for sale$159,000
2022-11-16Listing removed--
2022-11-07Listed for rent$1,200
2021-08-25Listing removed--
2021-08-20Listed for rent$1,200
2021-02-27Listing removed--
2020-11-07Listing removed$900
2020-11-03Listed for rent$900
2020-08-26Listing removed$900
2020-08-19Listed for rent$900
2020-05-08Listing removed$850
2020-05-03Listed for rent$850
2018-09-14Sold$19,900
2018-08-16Listed for sale$19,900
2018-07-03Listing removed$19,900
2018-06-22Price change$19,900
2018-05-25Price change$24,900
2018-04-13Listed for sale$29,900

For Sale by Agent

AgentBernice Dixon
Brokerage1 KEY REALTY LLC

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