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1105 Saint Andrews Dr, Albany, GA, 31707

4beds
2baths
1,638sqft
$175,900
$107price/sqft
$1,593/moest. monthly cost
$63,720/yrincome needed

About This Home

Welcome to 1105 St. Andrews Dr in Albany, GA a property full of potential and opportunity! Nestled in an established neighborhood, this home offers a spacious layout with great bones, making it perfect for homeowners looking to personalize their space or investors seeking their next project. Inside, you'll find generous living areas, ample natural light, and a functional floor plan ready for your vision. The property sits on a sizable lot, providing plenty of outdoor space for entertaining, relaxing, or future enhancements. Conveniently located near schools, shopping, and local amenities, this home combines comfort, location, and value. Whether you?re looking to renovate, rent, or move in and make it your own, 1105 St. Andrews Dr is a fantastic opportunity you don't want to miss.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

4/10
3/10
2/10
Monroe High SchoolGrades 9-122.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1971

Materials

  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Brick 4 Side
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Cooktop
  • Laundry features: Common Area

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Features

  • Master On Main Level
  • Flooring: Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 1,638

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,638
  • Total interior livable area: 1,638 sqft

Property

Details

  • Parcel number: 00240/00003/014

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.29 Acres
  • Features: Level

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $889$10,668
Home Insurance *$310$3,720
Property Taxes $175$2,100
Electricity $219$2,637
Total$1,593$19,116
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,617/yr
40% on housing$47,790/yr
45% on housing$42,480/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$107This listing

vs Other Active Listings

Avg $/sqft

ZIP 31707$75
Dougherty County$81

vs Homes Sold Last Month

Median $/sqft

ZIP 31707$63
Dougherty County$55

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$189,900
2026-05-05Price change$179,900
2026-04-24Price change$189,900
2026-04-16Price change$199,900
2026-04-08Listed for sale$209,900
2017-08-04Sold$53,000
2017-07-11Price change$64,000
2017-04-11Price change$68,000
2016-09-27Listed for sale$72,500

For Sale by Agent

AgentScott W Fader
BrokerageJoseph Walter Realty, LLC

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