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2515 Ridgewood Ln, Albany, GA, 31707

5beds
4baths
3,793sqft
$419,900
$111price/sqft
$3,650/moest. monthly cost
$146,000/yrincome needed

About This Home

A home made for FAMILY! Create your best memories with room to grow in the wonderful Lake Park School zone! Walk to school, stroll around Lake Loretta, take a golf cart ride, and while you're at home. Enjoy your gunite pool with privacy fence and slide! This FIVE bedroom, three and a half bath home boasts a formal dining room, office, a cozy den with fireplace, a huge media/family room, a teen wing, primary suite downstairs, and 3 bedrooms upstairs. Plenty of space to spread out. Other bonuses: laundry room, breakfast nook, lots of closet space, beautiful landscaping, stainless steel appliances, wood shutters and blinds throughout. Call a realtor today to view your new HOME!

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

7/10
5/10
4/10
Westover High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1985

Materials

  • Foundation: Crawl Space
  • Roof: Architectural
  • Construction materials: Brick,Wood Trim

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial Williamsburg
  • Property subType: Detached Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Range Hood Microwave,Refrigerator Icemaker,Stove/Oven Electric,Stainless Steel Appliance(s)
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Crown Molding,In-Law Floorplan,Pantry,Walk-In Closet(s),Walls (Sheet Rock),Entrance Foyer,Office,Media Room
  • Flooring: Ceramic Tile,Hardwood,Carpet
  • Fireplace features: Masonry
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat: Central Electric,Fireplace(s)
  • Cooling features: A/C: Central Electric,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,793
  • Total interior livable area: 3,793 sqft

Property

Details

  • Parcel number: 00303/00012/013

Features

  • Stories: 2
  • Pool features: Gunite
  • Patio & porch: Patio Covered
  • Fencing: Back Yard,Privacy
  • Waterfront features: None

Lot

  • Lot size: 0.39 Acres
  • Features: Curb & Gutter

Parking

  • Total spaces: 4
  • Parking features: Driveway Only
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$740$8,880
Property Taxes $419$5,028
Electricity $368$4,422
Total$3,650$43,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,142/yr
40% on housing$109,500/yr
45% on housing$97,333/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$111This listing

vs Other Active Listings

Avg $/sqft

ZIP 31707$74
Dougherty County$81

vs Homes Sold Last Month

Median $/sqft

ZIP 31707$63
Dougherty County$55

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-20Listed for sale$449,900
2001-05-11Sold$185,000

For Sale by Agent

AgentMalinda Pollock
BrokerageCOLDWELL BANKER WALDEN & KIRKLAND

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