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20 Bannister Dr NE, Rome, GA, 30161

2beds
1baths
784sqft
$194,000
$247price/sqft
$1,489/moest. monthly cost
$59,560/yrincome needed

About This Home

Beautifully updated 2-bedroom, 1-bath cottage that's truly move-in ready! This charming home blends modern updates with timeless character, featuring a tile bathroom, original hardwood floors throughout the living room and bedrooms, while the kitchen offers a durable, easy-care LVP surface. The kitchen has new range/oven, dishwasher and refrigerator w/ice maker, new cabinets, new sink, new faucet and new granite countertops. Currently has electric range/oven but could be replaced with a gas range/oven. There's nothing left to do but bring your belongings and make yourself at home. Conveniently located just minutes from downtown Rome and the Rome By-Pass, this home offers easy access to shopping, dining, schools, and everyday conveniences while maintaining a cozy neighborhood feel. Situated in the highly desirable Model School District, this property is an excellent opportunity for first-time buyers, downsizers, or anyone looking for a low-maintenance home with classic charm. The spacious lot extends all the way to Calhoun Avenue, providing additional yard space and future possibilities. A storage building is included, offering extra room for tools, lawn equipment, or hobbies. This beautifully updated cottage offers comfort, charm, and exceptional value-don't miss your opportunity to see it. Schedule your showing today!

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

7/10
Model Elementary SchoolGrades PK-43.0 mi
8/10
Model High SchoolGrades 8-123.2 mi
7/10
Model Middle SchoolGrades 5-73.4 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1966

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow/Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Oven/Range (Combo),Refrigerator
  • Laundry features: Other

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Master On Main Level,Tile Bath
  • Window features: Double Pane Windows
  • Flooring: Hardwood,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 784

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 784
  • Total interior livable area: 784 sqft

Property

Details

  • Parcel number: K13X 336

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch
  • Fencing: Privacy,Wood

Lot

  • Lot size: 10,018 sqft
  • Features: Corner Lot,Level

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Strong Wind
Hail
Inland Flooding
Lightning

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $980$11,760
Home Insurance *$142$1,704
Property Taxes $148$1,776
Electricity $219$2,637
Total$1,489$17,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,051/yr
40% on housing$44,670/yr
45% on housing$39,706/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 14.9%
14.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$247This listing

vs Other Active Listings

Avg $/sqft

ZIP 30161$121
Floyd County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 30161$153
Floyd County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$189,900
2026-07-14Price change$194,000
2026-07-01Listed for sale$199,000
2007-02-08Sold$63,341

For Sale by Agent

AgentDan Carlton
BrokerageToles, Temple & Wright, Inc.

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