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401 E 4th Ave, Rome, GA, 30161

4beds
3baths
3,655sqft
$749,000
$205price/sqft
$5,861/moest. monthly cost
$234,440/yrincome needed

About This Home

Built in 1936, this charming home is located in the highly sought-after 'Between the Rivers' neighborhood. Enter through a beautiful wrought-iron gate into a welcoming front yard featuring manicured raised garden beds, leading to a spacious covered front porch. The main level offers timeless character with a formal living room, library/study, formal dining room, breakfast area, kitchen, guest bedroom, and full guest bathroom. The terrace level provides exceptional additional living space, including a comfortable living room and a stunning 528-square-foot den/family room added by the current owner. Filled with abundant natural light, this inviting space overlooks the lush, private backyard, making it perfect for relaxing or entertaining. Also on the terrace level are the primary suite, two additional guest bedrooms, and the laundry area. Step outside to enjoy the beautifully landscaped backyard, complete with a lovely brick patio-an ideal setting for outdoor dining, entertaining, or simply unwinding. This classic home combines historic charm with generous living spaces in one of the area's most desirable neighborhoods.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

6/10
4/10
Rome Middle SchoolGrades 7-82.7 mi
6/10
Rome High SchoolGrades 9-122.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1936

Materials

  • Roof: Composition
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow/Cottage,Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Gas Water Heater,Microwave,Oven/Range (Combo),Refrigerator,Washer
  • Laundry features: Other

Basement

  • Has basement: Yes
  • Basement: Daylight,Exterior Entry,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Separate Room

Features

  • Bookcases,High Ceilings,Tile Bath,Walk-In Closet(s)
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,655

Heating & Cooling

  • Heating features: Central,Dual,Electric
  • Cooling features: Central Air,Dual

Interior Area

  • Total structure area: 3,655
  • Total interior livable area: 3,655 sqft

Property

Details

  • Parcel number: J14C 293

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Back Yard,Front Yard

Lot

  • Lot size: 8,712 sqft
  • Features: City Lot

Parking

  • Total spaces: 1
  • Parking features: Off Street,Parking Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Strong Wind
Cold Wave
Earthquake
Hail
Ice Storm
Lightning

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,787$45,444
Home Insurance *$549$6,588
Property Taxes $1,170$14,040
Electricity $355$4,261
Total$5,861$70,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$200,948/yr
40% on housing$175,830/yr
45% on housing$156,293/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 14.9%
14.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$205This listing

vs Other Active Listings

Avg $/sqft

ZIP 30161$120
Floyd County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 30161$153
Floyd County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$699,000
2026-06-22Listed for sale$749,000

For Sale by Agent

AgentSarah McElrath
BrokerageToles, Temple & Wright, Inc.

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