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475 Davis Rd SW, Cave Spring, GA, 30124

4beds
3baths
2,888sqft
$850,000
$294price/sqft
$5,964/moest. monthly cost
$238,560/yrincome needed

About This Home

4 bedrooms, 2.5 baths with 22.87 acres overlooking over 1800' of cedar creek frontage. Open and wooded land with majority of land out of the flood plane and buildable. City of Cave Spring water. 24x50 shop with concrete floor, roll up doors, electricity and 1/2 bath. Tractor shed with electricity. Boat house overlooking cedar creek.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

5/10
Coosa Middle SchoolGrades 5-79.9 mi
7/10
Coosa High SchoolGrades 8-129.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1989

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Oven/Range (Combo),Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: In Kitchen,Laundry Closet

Basement

  • Has basement: Yes
  • Basement: Concrete,Daylight,Exterior Entry,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Features: Dining Rm/Living Rm Combo

Features

  • Double Vanity,Master On Main Level,Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Masonry
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,888

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Electric,Heat Pump

Interior Area

  • Total structure area: 2,888
  • Total interior livable area: 2,888 sqft

Kitchen

  • Features: Breakfast Area

Property

Details

  • Parcel number: F18 032

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck
  • Has spa: Yes
  • Spa features: Bath
  • On waterfront: Yes
  • Waterfront features: Creek,Private,Stream
  • Waterbody name: Cedar Creek
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 22.87 Acres
  • Features: Other

Parking

  • Parking features: Attached,Basement,Carport,Garage,Garage Door Opener,Kitchen Level
  • Has garage: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Drought
Inland Flooding
Lightning
Strong Wind
Hail
Landslide
Wildfire

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$504$6,048
Property Taxes $882$10,584
Electricity $280$3,367
Total$5,964$71,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$204,480/yr
40% on housing$178,920/yr
45% on housing$159,040/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 14.9%
14.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$294This listing

vs Other Active Listings

Avg $/sqft

ZIP 30124$153
Floyd County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 30124$132
Floyd County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-18Listed for sale$850,000

For Sale by Agent

AgentRich Montgomery
BrokerageHoward Realty, Inc.

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