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776 Normandy Trl, Lavonia, GA, 30553

2beds
2baths
1,008sqft
$389,000
$386price/sqft
$3,149/moest. monthly cost
$125,960/yrincome needed

About This Home

Lake living awaits! This 2 bedroom, 2 bathroom home offers 1,008 square feet of living space with a screened porch and spacious deck overlooking the lake. A separate studio guest house provides extra space for guests, a home office, or additional living space. Enjoy lake access with a platform dock featuring approximately 7 feet of water at full pool, perfect for boating, fishing, kayaking, and jet skiing. Whether you're looking for a weekend getaway or a full-time home, this property is ready for you. Short term rentals are allowed, and an optional $100 HOA fee provides access to the neighborhood dock. Motivated sellers are ready to make a deal!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

5/10
Lavonia Elementary SchoolGrades PK-54.3 mi
5/10
5/10
Franklin County High SchoolGrades 9-1211.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1996

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Country/Rustic
  • Property subType: Single Family Residence,Cabin

Interior

Appliances

  • Appliances included: Dishwasher,Oven/Range (Combo),Refrigerator
  • Laundry features: Other

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Rear Stairs,Roommate Plan
  • Flooring: Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,008

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Electric,Window Unit(s)

Interior Area

  • Total structure area: 1,008
  • Total interior livable area: 1,008 sqft

Property

Details

  • Parcel number: 061D 366

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Floating Dock,Lake
  • Frontage type: Lakefront

Lot

  • Lot size: 8,712 sqft
  • Features: Other

Parking

  • Parking features: Carport,Off Street
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,966$23,592
Home Insurance *$255$3,060
Property Taxes $709$8,508
Electricity $219$2,637
Total$3,149$37,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,965/yr
40% on housing$94,470/yr
45% on housing$83,973/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$386This listing

vs Other Active Listings

Avg $/sqft

ZIP 30553$184
Franklin County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 30553
Franklin County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Price change$389,000
2026-07-07Price change$435,000
2026-06-16Listed for sale$450,000

For Sale by Agent

AgentBrittany Buffington
BrokerageRE/MAX Classic

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