See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

410 Cedar St, Lavonia, GA, 30553

2beds
2baths
1,904sqft
$675,000
$355price/sqft
$5,117/moest. monthly cost
$204,680/yrincome needed

About This Home

This Lake Hartwell home is just 10 minutes from I-85 with easy access to Atlanta and Greenville. It is sited on a nearly flat lot with a gentle walk to the covered slip dock on the Tugaloo channel. A flat walk to a deep water dock just doesn't happen that much on our lake. The home has good bones. The family room is adjacent to the dining area and kitchen and opens to a large sunroom overlooking the lake. There is also a covered porch, two bedrooms and two baths on this level. If you need more sleeping space, there is a flex room on the terrace level and a storage room with a boat door that could easily be converted to additional living space. The home also includes an attached garage. Most buyers will want to do some interior updates to bring this home up to the level that this fabulous location deserves.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

4/10
5/10
5/10
Franklin County High SchoolGrades 9-1213.4 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Basement
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Washer Hookup,Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Daylight,Full,Garage Access,Interior Entry,Partially Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Fireplace,Laminate Countertop,Pull Down Attic Stairs,Walk-In Closet(s),Window Treatments,Workshop
  • Window features: Blinds,Vinyl
  • Flooring: Carpet,Laminate
  • Fireplace features: Multiple
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,904
  • Total interior livable area: 1,904 sqft

Property

Details

  • Parcel number: 069A 016

Features

  • Levels: Two
  • Stories: 1
  • Patio & porch: Front Porch,Patio,Porch,Screened
  • Exterior features: Porch,Patio
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Boat Dock/Slip,Water Access,Waterfront
  • Waterbody name: Hartwell
  • Frontage length: 94
  • Living area range: 1250-1499

Lot

  • Lot size: 0.41 Acres
  • Features: Level,Outside City Limits,Subdivision,Trees,Views,Waterfront

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Basement,Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$442$5,304
Property Taxes $1,043$12,516
Electricity $219$2,637
Total$5,117$61,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,440/yr
40% on housing$153,510/yr
45% on housing$136,453/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$355This listing

vs Other Active Listings

Avg $/sqft

ZIP 30553$179
Franklin County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 30553
Franklin County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Price change$675,000
2025-11-19Listed for sale$685,000
2025-10-01Listing removed$749,000
2025-07-03Listed for sale$749,000

For Sale by Agent

AgentSpot On The Lake
BrokerageLake Hartwell Partners, LLC

Similar Homes