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678 Hill City Rd NW, Sugar Valley, GA, 30746

2beds
2baths
1,648sqft
$375,000
$228price/sqft
$2,510/moest. monthly cost
$100,400/yrincome needed

About This Home

Welcome to 678 Hill City Road NW in beautiful Sugar Valley - where timeless charm meets peaceful country living. Built in 1960, this classic 2-bedroom, 2-bath country home is full of character and warmth, offering the kind of solid craftsmanship and simplicity that never goes out of style. From the moment you arrive, you'll appreciate the inviting setting and wide-open views that define true rural living. Situated on 4.58 picturesque acres, the property features open fields and established pastures-ideal for horses, hobby farming, or simply enjoying the privacy and space you've been dreaming of. Equestrian enthusiasts will love the on-site horse stables, providing convenience and functionality for your animals, while the separate work shed offers excellent space for tools, equipment, or weekend projects. Inside, the home offers a comfortable and practical layout with two spacious bedrooms and two full baths. Natural light fills the living spaces, creating a warm, welcoming atmosphere that feels like home from the moment you step inside. Whether you're relaxing after a long day or hosting family and friends, this home provides the perfect backdrop for quiet country living. If you've been searching for acreage, usable land, and classic charm-all within a peaceful North Georgia setting-this property delivers. Bring your horses, your hobbies, and your vision, and make this special piece of Sugar Valley countryside your own.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

8/10
Tolbert Elementary SchoolGrades PK-53.0 mi
5/10
Ashworth Middle SchoolGrades 6-87.3 mi
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1960

Materials

  • Roof: Other
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Brick 4 Side,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Other
  • Laundry features: Other

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Bookcases,Double Vanity
  • Window features: Double Pane Windows
  • Flooring: Carpet,Hardwood,Laminate
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,648
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,648
  • Total interior livable area: 1,648 sqft

Kitchen

  • Features: Breakfast Area,Country Kitchen,Pantry

Property

Details

  • Parcel number: 019 008

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Fencing: Back Yard,Fenced,Wood
  • Has view: Yes
  • View description: Mountain(s)
  • On waterfront: Yes
  • Waterfront features: No Dock Or Boathouse,Pond
  • Waterbody name: None

Lot

  • Lot size: 4.58 Acres
  • Features: Pasture,Private

Parking

  • Total spaces: 5
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Hail
Winter Weather

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$124$1,488
Property Taxes $271$3,252
Electricity $219$2,637
Total$2,510$30,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,057/yr
40% on housing$75,300/yr
45% on housing$66,933/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 30746$346
Gordon County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 30746$197
Gordon County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-13Listed for sale$375,000
2019-06-21Sold$184,900
2019-05-04Pending sale$184,900
2019-05-01Price change$184,900
2019-04-15Listed for sale$186,100

For Sale by Agent

AgentMark Spain
BrokerageMark Spain Real Estate

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