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1051 Oconee Farms Rd, Greensboro, GA, 30642

5beds
5baths
3,416sqft
$1,395,000
$408price/sqft
$9,168/moest. monthly cost
$366,720/yrincome needed

About This Home

This home is move-in ready just waiting for you, where living the "Lake Life" can be your dream come true. A private Lake Oconee estate where refined living meets the quiet beauty of nature. Set behind a gated entrance on a picturesque, estate-sized lot, this fully reimagined 5-bedroom, 4.5-bath residence offers a rare blend of luxury, privacy, and effortless livability. Framed by sweeping lake views and protected national forest, the setting is both breathtaking and serene. Mornings begin with gorgeous sunrises over the water from your back porch. Evenings unwind on the front porch swing, surrounded by tranquil woodland—an atmosphere that feels worlds away. Inside, the home has been thoughtfully transformed with a clean, elevated design—hardwood floors throughout, all-new appliances, curated lighting, and refined finishes at every turn. With three new HVAC systems, a new water heater, reverse osmosis system, newer roof, and a new composite Max dock with ample power already in place, every detail has been addressed for true turnkey living. Designed for both function and flexibility, the property features a private office/bonus space, an oversized garage with extensive storage, and a separate two-car garage with a finished bonus room above—ideal for a studio, guest retreat, or creative space. The grounds offer endless potential—room for a pool, expanded outdoor living, or even a small hobby farm—while a fenced area is already in place for dogs, providing both convenience and peace of mind. Perfectly positioned just minutes from Madison and Greensboro, yet offering complete privacy, this is a rare opportunity to own a fully renovated lake estate in one of Georgia’s most coveted settings. CALL 24 hours in advance for showing.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

3/10
Greene County High SchoolGrades 9-127.6 mi
5/10

Construction

Condition

  • Year built: 2000

Materials

  • Roof: Asphalt/Comp Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Lake Comm Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator,Electric Water Heater
  • Laundry features: First Level

Basement

  • Has basement: Yes
  • Basement: Daylight,Full,Finished,Exterior Entry

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom4

  • Level: Basement

Bedroom5

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Breakfast Bar,Cathedral Ceiling(s),Closet System,Crown Molding,Double Vanity,Soaking Tub,Pantry,Separate Shower,Solid Surface Counters,Tray Ceiling(s),Walk-In Closet(s)
  • Door features: French Doors
  • Window features: Window Treatments
  • Flooring: Tile,Wood
  • Fireplace features: Prefab Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 3,416
  • Total interior livable area: 3,416 sqft

Kitchen

  • Level: First

Living Room

  • Features: Fireplace
  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 019B000060
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered Patio,Covered Porch
  • Exterior features: Balcony,Garden,Paved Walkway
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Partial
  • On waterfront: Yes
  • Waterfront features: Lake Front,Max Dock
  • Topography of land: Level
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 3 Acres
  • Features: Open Lot,Lake Oconee Area

Parking

  • Total spaces: 4
  • Parking features: 2 Car Attached,2 Car Detached,Paved
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hail
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,053$84,636
Home Insurance *$522$6,264
Property Taxes $1,262$15,144
Electricity $331$3,982
Total$9,168$110,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$314,331/yr
40% on housing$275,040/yr
45% on housing$244,480/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.5%
4.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$408This listing

vs Other Active Listings

Avg $/sqft

ZIP 30642$298
Greene County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 30642
Greene County$256

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$1,485,000
2023-09-14Sold$650,000
2023-07-25Pending sale$749,000
2023-07-22Listed for sale$749,000

For Sale by Agent

AgentDianne Lewis
BrokerageLighthouse Real Estate, LLC

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