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1123 Wharfside Ct, Greensboro, GA, 30642

3beds
4baths
3,500sqft
$720,000
$206price/sqft
$5,144/moest. monthly cost
$205,760/yrincome needed

About This Home

This is the lake property you have been waiting for in the sought after gated community of Harbor Club! This villa checks off all of your boxes: it is spacious, has lake views, and "lake life" comfort you are seeking. This a 3 bedroom, 3.5 bath villa with a spacious kitchen, bedrooms, and additional space on the terrace level to suit your needs. The owner's suite is on the main level with a spacious ensuite that includes a double vanity, soaking tub, separate shower, and a walk-in custom closet. There is an additional half bath on this level to accommodate guests or additional family. Upstairs you will find the second master bedroom with an ensuite bathroom and loft for entertaining/office space. On the terrace level is the 3rd bedroom and full bathroom with entertaining space and laundry room with storage space. If this was not enough, you have a patio on the terrace level and deck off the living room on the main level offering incredible lake views. This gorgeous villa comes with its on-boat slip and access to the private beach. Other amenities that are available include golf, swimming, onsite gym, pickleball,tennis and much more. Submit your offer today. Won't last long!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

3/10
Greene County High SchoolGrades 9-126.3 mi
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1990

Materials

  • Roof: Composition
  • Construction materials: Concrete,Stucco

Type & Style

  • Home type: Condo
  • Architectural style: A-Frame,Bungalow/Cottage
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: In Kitchen

Basement

  • Has basement: Yes
  • Basement: Bath Finished,Concrete,Daylight,Exterior Entry,Finished,Full,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Separate Room

Features

  • Beamed Ceilings,Bookcases,High Ceilings,In-Law Floorplan,Master On Main Level,Separate Shower,Soaking Tub,Entrance Foyer,Wet Bar
  • Flooring: Carpet,Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,500
  • Finished area above ground: 2,000

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,500
  • Total interior livable area: 3,500 sqft

Kitchen

  • Features: Breakfast Area,Pantry,Solid Surface Counters,Walk-in Pantry

Property

Details

  • Parcel number: 075E000100

Features

  • Levels: Three Or More
  • Stories: 3
  • Has spa: Yes
  • Spa features: Bath
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • Waterbody name: Lake Oconee

Lot

  • Lot size: 1,306 sqft
  • Features: Sloped

Parking

  • Parking features: Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hail
Heat Wave
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,640$43,680
Home Insurance *$269$3,228
Property Taxes $895$10,740
Electricity $340$4,080
Total$5,144$61,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$176,365/yr
40% on housing$154,320/yr
45% on housing$137,173/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.5%
4.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 30642$302
Greene County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 30642
Greene County$256

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-11Listed for sale$720,000
2024-07-26Sold$610,000
2024-07-08Contingent$624,000
2024-06-02Listed for sale$624,000
2024-06-02Listing removed$624,000
2024-05-24Price change$624,000
2024-04-18Price change$649,000
2024-04-02Listed for sale$675,000
2021-09-21Listing removed--
2021-09-05Price change$475,000
2021-08-21Price change$490,000
2021-07-05Listed for sale$514,900
2021-06-26Contingent$514,900
2021-06-17Listed for sale$514,900
2021-06-14Contingent$514,900
2021-06-11Listed for sale$514,900
2021-06-02Listing removed--
2021-03-04Price change$450,000
2020-09-10Listed for sale$470,000
2017-06-19Sold$245,000
2017-05-25Pending sale$299,950
2017-05-04Price change$299,950
2017-02-21Price change$307,500
2016-08-29Price change$318,000
2016-07-11Listed for sale$330,000

For Sale by Agent

AgentGeorge Cobb
BrokerageHomeSmart

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