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407 S Main St, Greensboro, GA, 30642

2beds
2baths
1,455sqft
$299,000
$205price/sqft
$1,978/moest. monthly cost
$79,120/yrincome needed

About This Home

WELCOME TO THE TIMELESS CHARM OF THIS BEAUTIFUL COTTAGE NESTLED IN THE HEART OF DOWNTOWN GREENSBORO. BUILT IN 1936, THIS INVITING 2-BEDROOM, 2-BATH HOME OFFERS 1,455 SQUARE FEET OF COMFORTABLE LIVING SPACE ON A 0.34-ACRE LOT. INSIDE, YOU'LL FIND ORIGINAL HARDWOOD FLOORS THROUGHOUT THE MAIN LIVING AREAS, ADDING WARMTH AND CHARACTER TO THE HOME'S CLASSIC DESIGN. THE LIVING ROOM FEATURES ABUNDANT NATURAL LIGHT, WHILE THE SEPARATE DINING ROOM PROVIDES THE PERFECT SETTING FOR FAMILY GATHERINGS AND ENTERTAINMENT. OUTSIDE, ENJOY A LARGE BACKYARD WITH THE SHADE OF MATURE TREES. A STORAGE SHED OFFERS ADDITIONAL SPACE FOR TOOLS, HOBBIES, OR OUTDOOR EQUIPMENT. CONVENIENTLY LOCATED WITHIN WALKING DISTANCE OF DOWNTOWN GREENSBORO'S SHOPS, RESTAURANTS, AND LOCAL EVENTS, THIS CHARMING COTTAGE COMBINES HISTORIC CHARACTER WITH EVERYDAY CONVENIENCE. WHETHER YOU'RE LOOKING FOR A PRIMARY RESIDENCE, WEEKEND RETREAT, OR INVESTMENT OPPORTUNITY, THIS MOVE-IN READY HOME IS FULL OF POTENTIAL AND READY FOR ITS NEXT CHAPTER. CLASSIC CHARM, ORIGINAL CHARACTER, AND A LOCATION THAT CAN'T BE BEAT—DON'T MISS THIS DOWNTOWN GREENSBORO GEM!

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

3/10
Greene County High SchoolGrades 9-120.6 mi
5/10

Construction

Condition

  • Year built: 1936

Materials

  • Foundation: Crawl Space
  • Roof: Asphalt/Comp Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Residential Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer,Electric Water Heater

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Flooring: Laminate,Wood
  • Fireplace features: Masonry
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,455
  • Total interior livable area: 1,455 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: G070000070
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch
  • Has view: Yes
  • View description: None
  • Waterfront features: None,Lake Access (None),No Seawall
  • Topography of land: Level

Lot

  • Lot size: 0.34 Acres
  • Features: City Lot

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Cold Wave
Hail
Hurricane
Heat Wave
Inland Flooding
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$111$1,332
Property Taxes $137$1,644
Electricity $219$2,637
Total$1,978$23,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,817/yr
40% on housing$59,340/yr
45% on housing$52,746/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.5%
4.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$205This listing

vs Other Active Listings

Avg $/sqft

ZIP 30642$303
Greene County$293

vs Homes Sold Last Month

Median $/sqft

ZIP 30642
Greene County$256

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-19Price change$299,000
2026-06-17Listed for sale$319,000
1995-06-23Sold$62,000

For Sale by Agent

AgentMelissa Fitzgerald
BrokerageBerkshire Hathaway HS Lake Oconee

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