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190 Old Mount Hebron Rd, Hartwell, GA, 30643

4beds
2baths
2,304sqft
$260,000
$113price/sqft
$1,929/moest. monthly cost
$77,160/yrincome needed

About This Home

Welcome to 190 Old Mt Hebron Rd—a spacious and well-maintained home set on 1.44 acres in a peaceful rural setting, just minutes from Lake Hartwell and downtown Hartwell. This 4-bedroom, 2-bath home features a functional split-bedroom floor plan designed for comfortable everyday living. The large primary suite offers ample space along with his-and-her closets, plus an additional walk-in closet located in the master bath. The ensuite bath includes dual vanities, a soaking tub, and a separate shower. The main living area features a cozy living room with built-in cabinetry and a stack stone wood-burning fireplace, creating a natural gathering space. The kitchen is generously sized with abundant cabinet storage, a walk-in pantry, and a breakfast bar with seating, and flows into the dining area highlighted by a built-in buffet. Down the hallway, you’ll find a built-in desk area ideal for a home office or study space, along with three additional bedrooms, a full bath, and a dedicated laundry room. At the end of the home, a separate family room with a built-in bar offers flexible space for entertaining, recreation, or a playroom. Outside, enjoy the wide-open backyard with plenty of usable space for outdoor activities, gardening, or simply taking in the quiet surroundings. A detached outbuilding provides additional storage or workspace. A great opportunity for buyers seeking space, functionality, and a relaxed rural lifestyle with convenient access to Lake Hartwell and town amenities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

8/10
5/10
7/10
Hart County High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Crawlspace
  • Roof: Composition,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Mobile Home
  • Property subType: Manufactured Home,Single Family Residence

Interior

Basement

  • Basement: None,Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Features

  • Bathtub,Dual Sinks,Fireplace,Main Level Primary,Separate Shower
  • Flooring: Laminate
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,304
  • Total interior livable area: 2,304 sqft

Property

Details

  • Parcel number: C55C 071 014

Features

  • Levels: One
  • Stories: 1
  • Living area range: 2250-2499

Lot

  • Lot size: 1.44 Acres
  • Features: Level,Not In Subdivision,Outside City Limits

Parking

  • Total spaces: 2
  • Parking features: Detached Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$139$1,668
Property Taxes $253$3,036
Electricity $223$2,686
Total$1,929$23,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,137/yr
40% on housing$57,870/yr
45% on housing$51,440/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$113This listing

vs Other Active Listings

Avg $/sqft

ZIP 30643$231
Hart County$230

vs Homes Sold Last Month

Median $/sqft

ZIP 30643
Hart County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$285,000

For Sale by Agent

AgentGreg Ozburn
BrokerageColdwell Banker Upchurch Realty

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