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86 Colfax St, Hartwell, GA, 30643

6beds
4baths
--sqft
$399,900
--price/sqft
$2,914/moest. monthly cost
$116,560/yrincome needed

About This Home

Newly constructed in 2026, this income producing duplex at 86 Colfax Street in Hartwell offers modern finishes, strong rental income, and a convenient location. Each unit features 3 bedrooms and 2 bathrooms, with over 2,500 total square feet of living space. Interior features include granite countertops, stainless steel appliances, and durable LVP flooring throughout. Each unit also has a dedicated concrete driveway for parking. The property is currently generating $3,000 per month in rental income ($1,500 per unit), offering an estimated cap rate of 8%+. This is a turnkey opportunity for investors seeking immediate cash flow. Conveniently located just minutes from Lake Hartwell and downtown Hartwell's restaurants, shopping, and local amenities. !!!Property is tenant occupied!!! Do not disturb tenants!!! *Showings are by appointment only and must be scheduled through ShowingTime with advance notice! CONTACT LISTING AGENT FOR MORE INFORMATION!

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

7/10
5/10
7/10
Hart County High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Concrete,Wood Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family,Duplex

Interior

Appliances

  • Laundry features: In Unit,Other

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4

Heating & Cooling

  • Heating features: Central,Other
  • Cooling features: Central Air,Electric,Other

Property

Details

  • Parcel number: I56P 087
  • Special condition: Agent/Seller Relationship

Features

  • Levels: One
  • Stories: 1
  • Waterbody name: Lake Hartwell

Lot

  • Lot size: 0.27 Acres

Parking

  • Parking features: Off Street,Over 1 Space per Unit,Parking Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Cold Wave
Hail
Heat Wave
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$213$2,556
Property Taxes $460$5,520
Electricity $219$2,637
Total$2,914$34,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,908/yr
40% on housing$87,420/yr
45% on housing$77,706/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 30643$229
Hart County$229

vs Homes Sold Last Month

Median $/sqft

ZIP 30643
Hart County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$414,900
2026-04-24Listed for sale$429,900
2025-08-28Sold$45,000
2025-08-18Pending sale$59,999
2025-08-08Listed for sale$59,999

New Construction

AgentAlexis Langston
BrokerageRE/MAX Signature

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