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651 S Jackson Street, Hartwell, GA, 30643

2beds
2baths
1,930sqft
$175,000
$91price/sqft
$1,342/moest. monthly cost
$53,680/yrincome needed

About This Home

If you’ve been on the hunt for the ideal investment opportunity, renovation project or “flip”, this Hartwell diamond-in-the-rough is ready to shine. Within a couple of miles to Lake Hartwell, this property’s potential is endless. DETAILS:*2 Bedrooms/2 Full Bath *1930 Sq.Ft. *Year Built - 1940 *.50 Acre Lot. UPDATES: —Updated Electrical with New Panel (200Amp) & Some New Wiring. —Updated Plumbing with New Supply Line from street. —NEW HVAC (2023) —NEW Double Paned Windows with Lifetime Warranty. —Metal roof with New Gutter system with Leaf Guards. —Reframed Central Flex Room. —Re-built Front Porch and Roof over Porch. FLOOR PLAN: -Open Concept with Living Room transitioning to Dining space and Kitchen. —Updated Luxury Vinyl Plank Floors span the Kitchen, as well as stained wood cabinets. APPLIANCES: —Stove/Oven Combo —Vent-hood. -On the main floor there is a convenient bedroom and full bath (needs sink vanity) through the doorway off the kitchen. Storage closets are also made available and could serve as a pantry. -Secondary Flex Space in the studed stages and ready for completion. -Lower Level Storage Space offers concrete floors, private entrance, houses the Laundry and provides potential for multi-use options. SECOND FLOOR: —Oversized Primary Bedroom with new LVP Floors, spacious closet, ceiling fan light fixture, private Full Bath. EXTERIOR: ~Rear Screened Porch. ~2 Car Detached Garage that can serve as a Workshop. ~Large Shed at rear of property. ~Rocking-chair Front Porch. ~Single-car Carport. EXTRAS: -Public Water and septic tank -Metal Roof - All Electric Systems. . LOCATION: —1.9 miles from Lake Hartwell —45 miles to Athens —9 miles to South Carolina. This rare renovation opportunity is ready for you to see your vision through and revive this Lake Hartwell home to its prime.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

7/10
5/10
7/10
Hart County High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Block,Slab
  • Roof: Metal
  • Construction materials: Brick,Block,Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Oven,Range
  • Laundry features: None

Basement

  • Basement: None

Bathroom1

  • Level: Main

Bathroom1

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Breakfast Area,Tub Shower,Upper Level Primary
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,930

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,930 sqft

Primary Bathroom

  • Level: Upper

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: I57K 097
  • Zoning description: Single Family
  • Special condition: Standard

Features

  • Patio & porch: Porch,Screened
  • Exterior features: Other
  • Has view: Yes
  • View description: Panoramic

Lot

  • Lot size: 0.50 Acres
  • Features: Level

Parking

  • Total spaces: 3
  • Parking features: Detached,Garage,Kitchen Level,Off Street,Parking Available,Rear/Side/Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Tornado
Drought
Earthquake
Hail
Hurricane
Heat Wave

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$93$1,116
Property Taxes $146$1,752
Electricity $219$2,637
Total$1,342$16,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,011/yr
40% on housing$40,260/yr
45% on housing$35,786/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$91This listing

vs Other Active Listings

Avg $/sqft

ZIP 30643$232
Hart County$231

vs Homes Sold Last Month

Median $/sqft

ZIP 30643
Hart County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$175,000
2026-04-01Listing removed$180,000
2026-01-09Price change$180,000
2025-06-12Price change$195,000
2025-03-27Listed for sale$200,000
2023-09-19Sold$160,000
2023-09-12Pending sale$174,900
2023-08-10Contingent$174,900
2023-07-11Price change$174,900
2023-06-23Listed for sale$179,900
2022-07-10Listing removed--
2022-06-04Pending sale$69,500
2019-07-31Listing removed$69,500
2019-07-29Listed for sale$69,500
2018-08-23Pending sale$69,500
2018-05-12Price change$69,500
2018-04-02Listed for sale$79,900

For Sale by Agent

AgentJared Marsden
BrokerageKeller Williams Greater Athens

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