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2645 E Elm Street, Wrightsville, GA, 31096

3beds
2baths
960sqft
$90,000
$94price/sqft
$917/moest. monthly cost
$36,680/yrincome needed

About This Home

Welcome to 2645 East Elm Street in the heart of Wrightsville—a property that offers the perfect blend of small-town charm and everyday convenience.This inviting home sits on a spacious lot, giving you room to enjoy outdoor living, gardening, or simply relaxing in a quiet setting. Inside, you’ll find a functional layout designed for comfortable living, with ample natural light and spaces that feel both welcoming and practical.Whether you’re a first-time buyer, downsizing, or looking for an investment opportunity, this property checks the boxes. Located just minutes from local shops, schools, and dining, you’ll love the ease of living in a community where everything is close by—while still enjoying a peaceful, residential atmosphere. Homes in this area don’t last long—schedule your showing today and see the potential for yourself!

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

4/10
4/10

Construction

Condition

  • Year built: 1969

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Electric,Other
  • Cooling features: Electric,Other

Interior Area

  • Total interior livable area: 960 sqft

Property

Details

  • Parcel number: W16 132
  • Special condition: Standard

Lot

  • Lot size: 0.26 Acres

Parking

  • Total spaces: 1
  • Parking features: Attached,Off Street
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Drought
Hurricane
Heat Wave
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $455$5,460
Home Insurance *$183$2,196
Property Taxes $60$720
Electricity $219$2,637
Total$917$11,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,440/yr
40% on housing$27,510/yr
45% on housing$24,453/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$94This listing

vs Other Active Listings

Avg $/sqft

ZIP 31096$52
Johnson County$80

vs Homes Sold Last Month

Median $/sqft

ZIP 31096$62
Johnson County$71

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$90,000
2018-05-29Sold$15,000

For Sale by Agent

AgentRegan M. Slater
BrokerageNext Move Real Estate LLC

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