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209 Vernon St, Dublin, GA, 31021

1beds
1baths
960sqft
$109,900
$114price/sqft
$1,053/moest. monthly cost
$42,120/yrincome needed

About This Home

HIDDEN IN TOWN GEM WITH LOADS OF POTENTIAL!! This well kept estate property is full of potential with hardwood flooring under carpet, a pristine picture window in the Living Room, a Dining Room, Mud Room, and while currently a 1/1, could easily be converted to a 2/1 as it was in the past. The immaculate backyard and deck offer a peaceful escape while still enjoying in town convenience. Whether an investor or owner occupant, don't miss this beauty.(Near College, Hospital, and VA)

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

5/10
Hillcrest ElementaryGrades PK-41.7 mi
3/10
Dublin Middle SchoolGrades 5-82.9 mi
4/10
Dublin High SchoolGrades 9-121.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1955

Materials

  • Roof: Composition
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow/Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator
  • Laundry features: Mud Room

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Master On Main Level
  • Flooring: Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 960

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 960
  • Total interior livable area: 960 sqft

Property

Details

  • Parcel number: D10E 020

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.33 Acres
  • Features: Level

Parking

  • Parking features: Parking Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Earthquake
Hail
Hurricane
Heat Wave
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $555$6,660
Home Insurance *$76$912
Property Taxes $203$2,436
Electricity $219$2,637
Total$1,053$12,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,102/yr
40% on housing$31,590/yr
45% on housing$28,080/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.3%
4.3%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -6.3%
-6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$114This listing

vs Other Active Listings

Avg $/sqft

ZIP 31021$125
Laurens County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 31021$126
Laurens County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-16Listed for sale$109,900

For Sale by Agent

AgentMichelle Baird
BrokerageChelle Realty

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