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1293 Payne Rd, Rentz, GA, 31075

4beds
3baths
2,551sqft
$319,900
$125price/sqft
$2,471/moest. monthly cost
$98,840/yrincome needed

About This Home

Spacious Home with 2550 Sq Ft of Living space, Large 1.5 acre wooded lot, Nestled in quiet rural Setting.Enjy the Rocking Chair front porch and then step inside to an open Living/kitchen area, that opens up to Large Sunroom, Makes plenty of room for entertaining. Enjoy the Large femced back Yard, Plus Workshop for your hobbies or just extra storage.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
6/10
West Laurens High SchoolGrades 9-123.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2004

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Oven/Range (Combo)
  • Laundry features: In Hall,Mud Room

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Separate Room

Features

  • Master On Main Level
  • Flooring: Carpet,Laminate,Tile
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,551

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,551
  • Total interior livable area: 2,551 sqft

Kitchen

  • Features: Breakfast Area

Property

Details

  • Parcel number: 131 005 H

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Porch
  • Fencing: Back Yard

Lot

  • Lot size: 1.50 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Drought
Heat Wave
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,617$19,404
Home Insurance *$133$1,596
Property Taxes $474$5,688
Electricity $247$2,974
Total$2,471$29,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,720/yr
40% on housing$74,130/yr
45% on housing$65,893/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.3%
4.3%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -6.3%
-6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 31075$93
Laurens County$119

vs Homes Sold Last Month

Median $/sqft

ZIP 31075$163
Laurens County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-10Price change$339,900
2026-01-05Listed for sale$357,800
2026-01-01Listing removed$367,800
2025-08-15Price change$367,800
2025-07-17Listed for sale$379,900

For Sale by Agent

AgentJanice Nhare
BrokerageColdwell Banker Curry Residential

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