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128 Cedar Creek Dr, Dublin, GA, 31021

5beds
4baths
4,037sqft
$499,000
$124price/sqft
$3,483/moest. monthly cost
$139,320/yrincome needed

About This Home

Welcome to 128 Cardinal Creek Drive in Dublin, Georgia, a beautifully designed brick home that combines timeless elegance with exceptional functionality. From the impressive two-story foyer and grand staircase to the gorgeous hardwood floors and formal dining room, every detail has been thoughtfully designed. Offering 5 bedrooms (with the fifth ideal as a home office or flex space) and 31/2 bathrooms, this home provides plenty of room for family, guests, and entertaining. The spacious primary suite is a true retreat featuring dual walk-in closets, a dual vanity, a relaxing soaking tub, and an oversized walk-in shower with dual shower heads. The heart of the home is the beautifully appointed kitchen, complete with expansive granite countertops, a large center island, abundant cabinetry, stainless steel appliances, wall oven, and a built-in gas cooktop with grill, creating an ideal space for both everyday living and entertaining. Step outside and discover your own private backyard oasis. Designed for year-round enjoyment, the outdoor living space features an in-ground swimming pool, expansive deck, covered sunporch, and a convenient poolside serving area perfect for hosting family and friends. A detached, climate-controlled outbuilding with electricity offers endless possibilities as a home office, studio, workshop, fitness room, or hobby space. With abundant storage throughout, generous living spaces, and an exceptional blend of indoor comfort and outdoor entertainment, 128 Cardinal Creek Drive offers a rare opportunity to own a home that is as functional as it is inviting. Schedule your private showing today and experience everything this remarkable property has to offer.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

5/10
Hillcrest ElementaryGrades PK-40.6 mi
3/10
Dublin Middle SchoolGrades 5-81.8 mi
4/10
Dublin High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1993

Materials

  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Dryer,Indoor Grill,Microwave,Oven,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Laundry Closet

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Bookcases,Double Vanity,Master On Main Level,Sauna,Soaking Tub,Tile Bath,Entrance Foyer,Walk-In Closet(s)
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 4,037

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 4,037
  • Total interior livable area: 4,037 sqft

Property

Details

  • Parcel number: D09E 048

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground
  • Fencing: Back Yard

Lot

  • Lot size: 0.57 Acres
  • Features: Private

Parking

  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$348$4,176
Property Taxes $220$2,640
Electricity $392$4,706
Total$3,483$41,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,417/yr
40% on housing$104,490/yr
45% on housing$92,880/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.3%
4.3%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -6.3%
-6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$124This listing

vs Other Active Listings

Avg $/sqft

ZIP 31021$123
Laurens County$119

vs Homes Sold Last Month

Median $/sqft

ZIP 31021$126
Laurens County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$499,000
2021-11-23Sold$385,000
2021-10-14Pending sale$425,000
2021-09-09Listed for sale$425,000
2020-09-18Sold$367,000
2016-11-21Sold$263,000
2016-11-11Pending sale$269,900
2016-10-31Price change$269,900
2016-07-14Listed for sale$299,000
2016-06-30Pending sale$299,000
2016-06-14Price change$299,000
2015-11-16Listed for sale$330,000
2007-04-03Sold$263,500

For Sale by Agent

AgentMatthew E Taylor
BrokerageChelle Realty

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