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1062 Ridge Rd, Valdosta, GA, 31605

3beds
4baths
4,059sqft
$699,900
$172price/sqft
$4,796/moest. monthly cost
$191,840/yrincome needed

About This Home

Nestled on a private 1.4-acre partially wooded lot in Cherry Creek, this spacious home is designed for comfortable living and effortless entertaining. A circular driveway leads to a welcoming entrance and expansive foyer. The thoughtfully designed floor plan features a large family room with built-in cabinetry, bookcases, and a fireplace, flowing into a generous kitchen with bar seating and ample gathering space. Step outside to enjoy the enclosed porch and screened pool area, perfect for hosting family and friends. An office with a built-in desk is tucked just beyond the family room for added convenience. The split-bedroom layout offers privacy for all. Two guest bedrooms share an oversized bath with separate vanities and private spaces. On the opposite side, the primary suite is a true retreat, featuring a sitting room overlooking the pool, an oversized bedroom, and a luxurious bath with a walk-in shower, garden tub, separate closets, bidet, and water closet. A large custom walk-in dressing room with built-in cabinetry and shelving could easily be converted back into a fourth bedroom, with a nearby private bath already in place. Storage and workspace abound. Above the garage is an unfinished bonus room ready for future expansion. The impressive approximately 30' x 40' detached garage/workshop features oversized doors, a separate roll-up entry, and a rear office with tongue-and-groove paneling—ideal for hobbyists, collectors, boat storage, or a home business. A storage building and covered equipment shelter provide even more functionality. Offering privacy, exceptional storage, flexible living spaces, and outstanding outdoor amenities, this Cherry Creek property is ready to accommodate today's lifestyle.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
5/10
Valdosta Middle SchoolGrades 6-82.9 mi
4/10
Valdosta High SchoolGrades 9-124.8 mi

Construction

Condition

  • Year built: 1999

Materials

  • Roof: Shingle
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Electric Range,Microwave,Dishwasher,Disposal,Ice Maker
  • Laundry features: Laundry Room,Inside,Laundry Room: 8'9 x 12'2,Utility Room,Shed,In Garage/Carport,Other-See Remarks

Bathroom2

  • Area: 78.5556

Bathroom3

  • Area: 44.6667

Bedroom2

  • Area: 177.7361

Bedroom3

  • Area: 157.7778

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Area: 191.75

Family Room

  • Area: 518.2986

Features

  • Insulated,Ceiling Fan(s)
  • Window features: Thermopane,Draperies,Blinds
  • Flooring: Hardwood,Carpet,Tile,Luxury Vinyl
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric,Fireplace(s)
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 4,059
  • Total interior livable area: 4,059 sqft

Kitchen

  • Area: 485.3333

Living Room

  • Area: 449.1667

Master Bathroom

  • Area: 391

Master Bedroom

  • Area: 374.2292

Property

Details

  • Parcel number: 0106 205
  • Zoning: R15

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground,Screen Enclosure
  • Patio & porch: Covered Patio,Front Porch,Rear Porch,Screened,Front Porch: 29'6 x 9'11,Back Porch: 29'6 x 19'3
  • Exterior features: Deed Restrictions
  • Frontage type: None

Lot

  • Lot size: 1.40 Acres
  • Features: Sprinkler System

Parking

  • Total spaces: 2
  • Parking features: 2 Cars,Garage,On Street,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hurricane

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$420$5,040
Property Taxes $443$5,316
Electricity $394$4,732
Total$4,796$57,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$164,434/yr
40% on housing$143,880/yr
45% on housing$127,893/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 31605$133
Lowndes County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 31605$156
Lowndes County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-17Listed for sale$699,900
2015-12-18Sold$400,000
2015-04-30Listing removed$498,900
2015-02-28Price change$498,900
2014-06-05Price change$549,900
2014-03-21Price change$595,000
2014-02-15Listed for sale$575,000

For Sale by Agent

AgentTammy Borders
BrokerageReal Living Realty Advisors

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