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4873 Summit Ridge Rd, Valdosta, GA, 31602

5beds
4baths
3,235sqft
$549,900
$170price/sqft
$4,628/moest. monthly cost
$185,120/yrincome needed

About This Home

Welcome to resort-style living in Valdosta's premier gated community, Stone Creek! Perfect for large or growing families, this impressive 2-story custom home offers 5 spacious bedrooms, 4 full bathrooms, and 3,165 square feet of expansive living space. The main level features gorgeous wood flooring flowing through a sprawling living area designed for family gatherings. At the heart of the home is a chef's kitchen, showcasing beautiful custom cabinetry with abundant storage. Every bedroom is generously sized, providing excellent closet space and privacy for everyone. Outside, enjoy a fully fenced backyard—ideal for kids and pets—along with a lovely sitting area perfect for relaxing South Georgia evenings. The property also features a 2-car garage with dedicated space for your golf cart, offering a quick ride straight to the community's 18-hole championship golf course. Residents enjoy premium Stone Creek amenities, including 24/7 security, a community pool, tennis and pickleball courts, fishing lakes, and walking trails, all within the top-rated Lowndes County school district. Key Features Size: 3,165 sq. ft. | 2-Story | 5 BR / 4 BA Ideal For: Large families, multi-generational living, or home office needs Interior: Wood flooring, beautiful kitchen cabinets, spacious rooms Exterior: NEW ROOF 2026, Fully fenced backyard, lovely outdoor sitting area Parking: 2-car garage + golf cart space Amenities: Gated security, 18-hole golf course, pool, tennis/pickleball courts, fishing lakes

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

9/10
9/10
Hahira Middle SchoolGrades 6-84.6 mi
6/10
Lowndes High SchoolGrades 9-126.4 mi

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Architectural
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Electric Range,Dishwasher,Disposal,Wall Oven
  • Laundry features: Laundry Room,In Garage/Carport

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Insulated,Ceiling Fan(s)
  • Window features: Thermopane,Blinds
  • Flooring: Hardwood,Carpet,Tile

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,235
  • Total interior livable area: 3,235 sqft

Property

Details

  • Parcel number: 0053 182
  • Zoning: PUD

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Front Porch
  • Exterior features: Termite Bonded
  • Fencing: Fenced

Lot

  • Lot size: 0.72 Acres
  • Features: Sprinkler System
  • Lot size dimensions: 139 x 226

Parking

  • Total spaces: 2
  • Parking features: 2 Cars,Garage Door Opener

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Hurricane
Inland Flooding
Tornado
Cold Wave
Heat Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance *$461$5,532
Property Taxes $1,073$12,876
Electricity $314$3,771
Total$4,628$55,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,674/yr
40% on housing$138,840/yr
45% on housing$123,413/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 31602$135
Lowndes County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 31602$131
Lowndes County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-21Listed for sale$549,900
2017-05-31Sold$320,000
2017-03-30Price change$319,000
2017-01-10Price change$334,900
2016-07-13Price change$339,900
2016-05-13Listed for sale$345,000
2014-10-24Listing removed$360,000
2013-10-19Listed for sale$360,000
2005-07-07Sold$349,928
2005-01-13Sold$39,000

For Sale by Agent

AgentJames Daniel
BrokerageGeorgia Florida Real Estate Services

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