See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1609 Richard St, Columbus, GA, 31906

5beds
3baths
3,272sqft
$187,500
$57price/sqft
$1,687/moest. monthly cost
$67,480/yrincome needed

About This Home

Discover charming older home that needs repairs & updating. Featuring 1,307 SQFT basement with 2BR & kitchen needing repairs. Main floor has beautiful hardwood floors with den & fireplace. 2BR & 1 BA & kitchen needing some TLC. Upstairs includes large bedroom & bath. Conveniently located near lake bottom & local amenities. The home offers endless possibilities, primary residence, rental investment or resale project. Being sold as is.

Getting Around

76
WalkingVery Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

3/10
8/10
Richards Middle SchoolGrades 6-81.9 mi
4/10
Hardaway High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1941

Materials

  • Construction materials: Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Basement,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Separate

Features

  • Walk-In Closet(s)
  • Flooring: Hardwood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Factory Built,Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Ceiling Fan(s),Heat Pump

Interior Area

  • Total structure area: 3,272
  • Total interior livable area: 3,272 sqft

Kitchen

  • Features: Breakfast Area

Property

Details

  • Parcel number: 026 010 004
  • Zoning: R3
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Exterior features: Garden,Landscaping
  • Fencing: Fenced
  • Living area range: 3K-3499

Lot

  • Lot size: 9,147 sqft
  • Features: Private Backyard,Sloped

Parking

  • Parking features: Driveway,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $948$11,376
Home Insurance *$211$2,532
Property Taxes $211$2,532
Electricity $317$3,814
Total$1,687$20,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,840/yr
40% on housing$50,610/yr
45% on housing$44,986/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$57This listing

vs Other Active Listings

Avg $/sqft

ZIP 31906$82
Muscogee County$111

vs Homes Sold Last Month

Median $/sqft

ZIP 31906
Muscogee County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$187,500
2022-06-15Sold$86,000

For Sale by Agent

AgentJohn Bunn
BrokerageCentury 21 Bunn Real Estate

Similar Homes