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2021 Elgin Dr, Columbus, GA, 31901

3beds
2baths
1,460sqft
$189,000
$129price/sqft
$1,505/moest. monthly cost
$60,200/yrincome needed

About This Home

MOTIVATED SELLER | PRICE IMPROVEMENT Don't miss this move-in ready gem! This beautifully updated 3BR/2BA home has it all; new roof, energy-efficient windows, freshly serviced HVAC, and new LVP flooring throughout. Fresh interior paint and updated bathrooms with modern finishes mean there's nothing left to do but move in. The bright, open layout is filled with natural light and offers comfortable, low-maintenance living at its finest. Conveniently located near schools, shopping, and dining with easy access to everyday essentials. BONUS: Use the preferred lender and receive a 1% lender credit OR 1% rate buy-down for the first 12 months – real savings from day one. Seller is motivated and ready to move – serious offers will be considered. Schedule your showing today before it's gone!

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

4/10
7/10
Richards Middle SchoolGrades 6-80.9 mi
3/10

Construction

Condition

  • Year built: 1934

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave
  • Laundry features: In Bathroom

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Central Electric

Interior Area

  • Total structure area: 1,460
  • Total interior livable area: 1,460 sqft

Property

Details

  • Parcel number: 036 009 013
  • Special condition: Standard

Features

  • Living area range: 1250-1499

Lot

  • Lot size: 6,534 sqft
  • Features: Private Backyard
  • Lot size dimensions: 34 x 143

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $955$11,460
Home Insurance *$198$2,376
Property Taxes $133$1,596
Electricity $219$2,637
Total$1,505$18,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,600/yr
40% on housing$45,150/yr
45% on housing$40,133/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$129This listing

vs Other Active Listings

Avg $/sqft

ZIP 31901$116
Muscogee County$111

vs Homes Sold Last Month

Median $/sqft

ZIP 31901
Muscogee County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Price change$194,900
2026-03-31Listed for sale$199,900
2026-03-19Pending sale$199,900
2026-01-14Price change$199,900
2026-01-02Price change$209,900
2025-11-12Listed for sale$214,900
2025-10-13Sold$100,000
2025-09-29Pending sale$109,900
2025-09-19Price change$109,900
2025-08-28Price change$122,900
2025-08-22Price change$124,900
2025-08-16Listed for sale$129,900
2025-07-22Listing removed$134,900
2025-07-08Price change$134,900
2025-06-25Listed for sale$144,900
2025-06-14Pending sale$144,900
2025-04-22Listed for sale$144,900
2011-02-12Listing removed$119,900
2009-03-14Price change$119,900
2008-12-05Listed for sale$129,900

For Sale by Agent

AgentMolly Wolfe
BrokerageDurham Sears Real Estate

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