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345 Bragg Smith St, Columbus, GA, 31903

2beds
1baths
1,060sqft
$50,000
$47price/sqft
$655/moest. monthly cost
$26,200/yrincome needed

About This Home

Affordable investment opportunity with little TLC needed. Walk inside to this well maintained property with newer flooring, paint, a charming decorative fireplace, french doors leading to the dining room which could be converted to a 3rd bedroom. Enjoy the outdoors under the front covered patio and nice size yard. There is also a laundry room, spacious kitchen and a large storage building out back. Property was previously rented for $750 per month. Can also be purchased as a package with 310 Bragg Smith Street.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

3/10
Davis Elementary SchoolGrades K-50.5 mi
2/10
Baker Middle SchoolGrades 6-81.8 mi
2/10
Carver High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1947

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Separate

Features

  • Fireplace features: Decorative
  • Fireplace: Yes

Interior Area

  • Total structure area: 1,060
  • Total interior livable area: 1,060 sqft

Property

Details

  • Parcel number: 041 005 004

Features

  • Levels: One
  • Living area range: 1K-1249

Lot

  • Lot size: 4,791 sqft

Parking

  • Parking features: Driveway,Level Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $252$3,024
Home Insurance *$149$1,788
Property Taxes $35$420
Electricity $219$2,637
Total$655$7,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$22,457/yr
40% on housing$19,650/yr
45% on housing$17,466/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$47This listing

vs Other Active Listings

Avg $/sqft

ZIP 31903$38
Muscogee County$111

vs Homes Sold Last Month

Median $/sqft

ZIP 31903
Muscogee County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-03Listed for sale$59,000
2024-03-01Sold$38,000
2024-02-24Pending sale$45,000
2024-02-22Listed for sale$45,000
2022-12-20Sold$28,000

For Sale by Agent

AgentHeather Rosales
BrokerageBerkshire Hathaway HS First Magnolia Realty

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