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434 Mellon St, Columbus, GA, 31903

4beds
2baths
--sqft
$112,500
--price/sqft
$1,015/moest. monthly cost
$40,600/yrincome needed

About This Home

Turnkey Duplex ready for you to start or expand your passive investment portfolio. 100% managed remotely (with an average of just couple of hours per quarter). Although interior and exterior have had major renovations, there are still plenty of value add opportunities & future revenue increases available.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

2/10
Baker Middle SchoolGrades 6-81.5 mi
2/10
Carver High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1961

Materials

  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Residential Income

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Features

  • Window features: None

Heating & Cooling

  • Heating features: Space Heater
  • Cooling features: Window Unit(s)

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 048006021A

Features

  • Levels: One
  • Stories: 1
  • Fencing: None
  • Has view: Yes
  • View description: Trees/Woods
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 9,147 sqft
  • Features: Level
  • Lot size dimensions: 150 x 60

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Heat Wave
Lightning

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $568$6,816
Home Insurance *$149$1,788
Property Taxes $79$948
Electricity $219$2,637
Total$1,015$12,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,800/yr
40% on housing$30,450/yr
45% on housing$27,066/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 31903$37
Muscogee County$111

vs Homes Sold Last Month

Median $/sqft

ZIP 31903
Muscogee County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$119,000
2026-01-16Listing removed$125,000
2025-12-14Listed for sale$125,000
2025-04-28Listing removed$107,500
2025-04-16Listed for sale$107,500
2022-04-01Sold$45,000
2016-07-07Sold$7,000
2009-09-08Listing removed$63,500
2009-05-02Listed for sale$63,500

For Sale by Agent

AgentIvan Alfaro
BrokerageVeribas Real Estate, LLC

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