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2965 Waterhill Dr, Midland, GA, 31820

4beds
3baths
2,631sqft
$385,000
$146price/sqft
$3,116/moest. monthly cost
$124,640/yrincome needed

About This Home

Welcome home to this elegant, single-story, all-brick beauty in the highly sought-after Waterstone subdivision on the Midland border. Boasting over 2,600 square feet of thoughtful design and timeless appeal, this 4-bedroom, 3-bathroom home features a desirable split-bedroom plan with dual primary suites—ideal for guests or multi-generational living. Rich hardwood flooring flows through the foyer, living, dining room, and all bedrooms, with durable tile in the kitchen and baths. Dramatic cathedral and tray ceilings elevate the formal dining room and the spacious great room, which features a beautiful fireplace and comes pre-wired for surround sound. The updated gourmet eat-in kitchen is both stylish and functional, a gas range, a stainless steel sink, and appliances including an almost new microwave, dishwasher, and gas range. The primary retreat offers tray ceilings and a spa-like bath with double vanities, a separate shower, a jetted Jacuzzi tub, and his-and-hers walk-in closets. Tucked away on the opposite side of the home, the second primary suite features its own ensuite bath and direct access to a gorgeous, fully heated and cooled sunroom. Lined with energy-efficient double-pane glass windows, this sunroom serves as a second living area overlooking a private backyard oasis. Step outside to a large tiled patio with a custom pergola, perfect for entertaining. The property features an automatic sprinkler system, transferable termite protection, and a two-car garage. Conveniently located close to Fort Benning, schools, shopping, and local dining, with Midland Commons just a short 10-minute drive away, this home delivers comfort, style, and location all in one exceptional package.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

6/10
Eagle Ridge AcademyGrades PK-51.0 mi
7/10
4/10
Shaw High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Shake / Shingle
  • Construction materials: brick

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Other,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,631 sqft

Property

Details

  • Parcel number: 079013010

Features

  • Exterior features: Brick
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 0.28 Acres

Parking

  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Heat Wave
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$218$2,616
Property Taxes $697$8,364
Electricity $255$3,067
Total$3,116$37,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,834/yr
40% on housing$93,480/yr
45% on housing$83,093/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 31820$177
Muscogee County$110

vs Homes Sold Last Month

Median $/sqft

ZIP 31820
Muscogee County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-24Price change$385,000
2026-06-14Listed for sale$395,000
2005-10-14Sold$230,400

For Sale by Owner

AgentProperty Owner

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