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5314 Spencer Ln, Columbus, GA, 31907

4beds
2baths
2,200sqft
$259,000
$118price/sqft
$1,882/moest. monthly cost
$75,280/yrincome needed

About This Home

Welcome to this beautifully updated 4-bedroom, 2-bathroom home offering modern style, comfort, and plenty of living space. The main level features a welcoming foyer, a spacious living room, an updated kitchen with granite countertops and modern appliances, three bedrooms, and one full bathroom. Luxury vinyl plank flooring flows throughout the home, while both bathrooms feature stylish tile flooring and updated fixtures. The finished basement provides incredible flexibility with its own private entrance, making it an excellent option for a mother-in-law suite, guest quarters, or potential rental income. This level includes a full kitchen, spacious living room, bedroom with an ensuite bathroom and walk-in closet, a flex room that can serve as an office, gym, or hobby room, plus a laundry room and utility room. Conveniently located just minutes from Fort Benning, this home is within walking distance of the new Mary A. Buckner Elementary School and offers easy access to shopping, dining, and everyday conveniences. Thoughtfully updated and move-in ready, this home offers the perfect combination of style, space, and location. Don't miss the opportunity to make it yours!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

2/10
Mary A Buckner AcademyGrades PK-50.2 mi
4/10
2/10
Kendrick High SchoolGrades 9-122.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1967

Materials

  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Water Heater,Oven/Range (Combo)
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Features: Dining Rm/Living Rm Combo

Features

  • In-Law Floorplan,Master On Main Level,Tile Bath
  • Flooring: Laminate,Tile
  • Finished area below ground: 0
  • Finished area above ground: 2,200

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 2,200
  • Total interior livable area: 2,200 sqft

Property

Details

  • Parcel number: 093 009 016

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.27 Acres
  • Features: City Lot,Level,Private

Parking

  • Parking features: Carport,Side/Rear Entrance
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Heat Wave
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,309$15,708
Home Insurance *$171$2,052
Property Taxes $183$2,196
Electricity $219$2,637
Total$1,882$22,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,525/yr
40% on housing$56,460/yr
45% on housing$50,186/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$118This listing

vs Other Active Listings

Avg $/sqft

ZIP 31907$92
Muscogee County$110

vs Homes Sold Last Month

Median $/sqft

ZIP 31907
Muscogee County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Listed for sale$259,000
2026-08-09Pending sale$259,000
2026-07-31Listed for sale$259,000
2023-08-15Sold$195,000
2023-07-24Pending sale$205,000
2023-07-21Price change$205,000
2023-06-14Pending sale$219,900
2023-06-12Price change$219,900
2023-05-25Price change$239,900
2023-05-10Listed for sale$249,900
2023-04-03Sold$110,000
2023-02-24Pending sale$129,900
2022-12-12Price change$129,900
2022-12-03Price change$134,900
2022-11-26Price change$139,900
2022-11-26Listed for sale$139,000

For Sale by Agent

AgentBrigitte Hughes
BrokerageNormand Real Estate

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