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409 N Jefferson Ave, Eatonton, GA, 31024

5beds
4baths
3,746sqft
$379,000
$101price/sqft
$2,599/moest. monthly cost
$103,960/yrincome needed

About This Home

Discover the perfect blend of historic elegance and modern comfort in this stunning home, ideally located in the heart of Eatonton's Historic District. Rich in character and thoughtfully updated, this exceptional residence offers five spacious bedrooms, including a primary suite on each level, three full baths, and a convenient half bath on the main floor. Designed for both everyday living and entertaining, the open, gourmet-style kitchen is a chef's dream, featuring solid-surface countertops, custom cabinetry, and a brand-new gas stove. Gleaming hardwood floors, elegant chandeliers, and fresh interior paint highlight the home's timeless charm throughout. Recent updates include a newly installed roof and newer dual HVAC systems, providing comfort, efficiency, and peace of mind. Relax and unwind on the inviting wrap-around porch, perfect for morning coffee or evening gatherings. Step outside and enjoy walkable access to downtown Eatonton favorites, including a local grocery store, the city's newest coffee shop, charming dining spots, and the Plaza Arts Center for plays and entertainment. Historic churches are just moments away, Gatewood Private School is nearby, and Lake Oconee is only a short drive away. Additional features include an outbuilding/shed for extra storage and a shared driveway, with ample space for the potential addition of a private driveway (buyer to verify with the Historic Preservation Commission). This remarkable property was proudly named Recipient of the 2025 Excellence in Rehabilitation Award by the Eatonton Historic Preservation Commission-a true testament to its thoughtful restoration and care. Homes like this are rare-don't miss the opportunity to own a piece of Eatonton's history. Agents: Please refer to the Exhibits in DocBox.

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

6/10
4/10
Putnam County High SchoolGrades 9-126.0 mi

Construction

Condition

  • Year built: 1899

Materials

  • Foundation: Crawl Space
  • Roof: Asphalt/Comp Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential Home,Single Family Residence

Interior

Appliances

  • Appliances included: Range,Gas Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Cathedral Ceiling(s),Separate Shower,Solid Surface Counters,Walk-In Closet(s)
  • Flooring: Wood

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,746
  • Total interior livable area: 3,746 sqft

Property

Details

  • Parcel number: E005110
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered Porch,Deck
  • Has view: Yes
  • View description: None
  • Waterfront features: None,Lake Access (None),No Seawall
  • Topography of land: Level

Lot

  • Lot size: 0.49 Acres
  • Features: City Lot

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,916$22,992
Home Insurance *$122$1,464
Property Taxes $198$2,376
Electricity $363$4,367
Total$2,599$31,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,108/yr
40% on housing$77,970/yr
45% on housing$69,306/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$101This listing

vs Other Active Listings

Avg $/sqft

ZIP 31024$245
Putnam County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 31024
Putnam County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Price change$399,900
2026-02-17Price change$409,000
2026-01-07Listed for sale$429,000
2025-12-01Listing removed$429,000
2025-10-22Price change$429,000
2025-09-16Price change$399,000
2025-07-21Price change$459,000
2025-06-17Price change$479,000
2025-05-01Price change$499,000
2025-04-04Price change$518,900
2025-03-14Price change$519,900
2025-01-28Listed for sale$539,900
2024-08-19Sold$190,000
2014-10-31Sold$135,000
2010-07-21Sold$142,231
2010-04-06Sold$191,250
2007-05-18Sold$168,000

For Sale by Agent

AgentRobin Bone
BrokerageBreco Realty

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