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2178 243rd Ln, Greenfield, IA, 50849

4beds
3baths
1,836sqft
$595,000
$324price/sqft
$4,415/moest. monthly cost
$176,600/yrincome needed

About This Home

Enjoy peaceful country living with stunning lake views in this beautifully updated 4-bedroom, 2.5-bath brick-front ranch situated on 3.07 scenic acres. From the moment you arrive, you'll appreciate the tranquil setting and the long list of major updates already completed, giving you peace of mind for years to come. Recent improvements include the roof, windows, siding, carpet, luxury vinyl plank flooring, an updated kitchen, and beautifully remodeled bathrooms, making this home truly move-in ready. Inside, you'll find spacious living areas designed for both comfort and entertaining. The finished lower level features a unique see-through fireplace shared between the den and family room, creating a warm and inviting atmosphere. Whether you're relaxing while taking in the serene lake views or hosting family and friends, this property offers the perfect blend of modern updates, space, and country charm. Don't miss this opportunity to own a beautifully maintained home in a peaceful setting.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

8/10
6/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1992

Materials

  • Foundation: Poured
  • Roof: Asphalt,Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,Stove,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Features

  • Wet Bar,Separate/Formal Dining Room,Eat-in Kitchen,Fireplace,Window Treatments
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Gas Log,Fireplace Screen
  • Fireplace: Yes
  • Finished area below ground: 1,650

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,836
  • Total interior livable area: 1,836 sqft

Property

Details

  • Parcel number: 1013203004
  • Zoning: R

Features

  • Stories: 1
  • Patio & porch: Deck,Open,Patio
  • Exterior features: Deck,Patio

Lot

  • Lot size: 3.07 Acres
  • Features: Irregular Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Hail
Heat Wave
Winter Weather
Drought
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,008$36,096
Home Insurance *$687$8,244
Property Taxes $584$7,008
Electricity $136$1,643
Total$4,415$52,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,371/yr
40% on housing$132,450/yr
45% on housing$117,733/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 7.0%
7.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$324This listing

vs Other Active Listings

Avg $/sqft

ZIP 50849$122
Adair County$119

vs Homes Sold Last Month

Median $/sqft

ZIP 50849
Adair County$133

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$550,000
2026-07-24Listed for sale$595,000

For Sale by Agent

AgentDallas Wood
BrokerageRealty ONE Group Impact

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