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901 Adair St, Adair, IA, 50002

4beds
2baths
2,014sqft
$185,000
$92price/sqft
$1,464/moest. monthly cost
$58,560/yrincome needed

About This Home

This two-story home offers a peaceful setting with a spacious backyard that backs directly to open farm field—perfect for enjoying quiet views and added privacy. Inside, the main level features a functional kitchen with stainless steel appliances, abundant cabinetry, and a cozy eating area. A formal dining room showcases beautiful leaded glass windows, while the inviting living room includes a decorative fireplace. You’ll also find a bright four-season room, along with a full bathroom that conveniently includes laundry. Upstairs, the home offers four comfortable bedrooms and a full bath. Additional highlights include a walk-up attic and an unfinished basement, offering great potential for storage or future finishing. Step outside to the covered deck—an ideal spot to relax and take in the serene surroundings. The property includes a detached two-car garage and an additional large storage shed, providing plenty of space for vehicles, tools, and hobbies. Don’t miss this classic house waiting to welcome you home!

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

8/10
7/10

Construction

Condition

  • Year built: 1914

Materials

  • Roof: Asphalt,Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Freezer,Microwave,Refrigerator,Stove
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Dining Area,Separate/Formal Dining Room
  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,014
  • Total interior livable area: 2,014 sqft

Property

Details

  • Parcel number: 0104201008
  • Zoning: RR

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck
  • Exterior features: Deck,Storage

Lot

  • Lot size: 0.40 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Drought
Heat Wave
Inland Flooding
Winter Weather
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance *$156$1,872
Property Taxes $223$2,676
Electricity $150$1,802
Total$1,464$17,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,194/yr
40% on housing$43,920/yr
45% on housing$39,040/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 7.0%
7.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$92This listing

vs Other Active Listings

Avg $/sqft

ZIP 50002$107
Adair County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 50002$137
Adair County$133

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$195,000

For Sale by Agent

AgentAngela Worth
BrokerageSunset Realty

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