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1114 2nd Ave, Vinton, IA, 52349

5beds
3baths
2,221sqft
$99,900
$45price/sqft
$876/moest. monthly cost
$35,040/yrincome needed

About This Home

Embrace Historic Charm: A Victorian Masterpiece Awaiting Your Vision. Step back in time and bring your modern inspiration to this striking Victorian home, rich with architectural character and ready to be restored to its full glory. This property is eligible under the First Look Initiative, which expires after 30 full days on market. No investor offers will be considered until the first look period expires. No offers, regardless of buyer type, will be negotiated within the first 7 days of listing.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

7/10
Tilford Elementary SchoolGrades PK-40.2 mi
4/10

Construction

Condition

  • Year built: 1898

Materials

  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Dining Area,Separate/Formal Dining Room,Upper Level Primary
  • Fireplace features: Insert
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,221

Interior Area

  • Total interior livable area: 2,221 sqft

Other

  • Level: Second

Property

Details

  • Parcel number: 24012350
  • Special condition: Real Estate Owned

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck

Lot

  • Lot size: 8,712 sqft
  • Lot size dimensions: 66 x 132

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Hail
Tornado
Winter Weather
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$87$1,044
Property Taxes $119$1,428
Electricity $165$1,988
Total$876$10,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,034/yr
40% on housing$26,280/yr
45% on housing$23,360/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.6%
14.6%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$45This listing

vs Other Active Listings

Avg $/sqft

ZIP 52349$188
Benton County$235

vs Homes Sold Last Month

Median $/sqft

ZIP 52349$126
Benton County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-24Sold$77,028
2025-10-09Price change$115,000
2025-08-14Price change$149,000
2025-06-26Price change$155,000
2025-06-04Listed for sale$165,000

Unknown Listed By

AgentTeri Kelchen
BrokerageMAVERICK REALTY

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