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511 1st Ave, Vinton, IA, 52349

4beds
4baths
3,083sqft
$399,000
$129price/sqft
$3,244/moest. monthly cost
$129,760/yrincome needed

About This Home

Endless Opportunity Awaits! This unique commercial property offers incredible versatility and income potential. The main level features over 4,000 sq. ft. of prime commercial space that can easily be designed as one expansive establishment or divided into multiple units. Perfect for a storefront, restaurant, office suites, or any business venture you envision—the options are truly limitless. Upstairs, discover two separate living spaces: Check out the floor plans! A newly remodeled 1 bed, 1 bath apartment—modern and move-in ready. A charming 3 bed, 1 bath home with a spacious living room, formal dining area, and beautifully updated kitchen, giving you the warmth of character combined with the style of loft living. These units provide outstanding flexibility—ideal for rental income, Airbnb opportunities, or even a personal residence for the new owner. Enjoy balconies and an open rooftop space, perfect for relaxing outdoors or entertaining with incredible views. The property also includes an attached garage for added convenience and a large basement, offering even more potential for future finished space, storage, or expansion. Whether you’re looking to grow your business, diversify with rental income, or both, this property delivers the space, character, and opportunity to make it happen.

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

7/10
Tilford Elementary SchoolGrades PK-40.6 mi
4/10

Construction

Condition

  • Year built: 1890

Materials

  • Foundation: Other
  • Roof: Other
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Refrigerator,Range,Dishwasher,Washer,Dryer
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Level: Upper
  • Dimensions: 0

Bedroom2

  • Level: Upper
  • Dimensions: 0

Bedroom3

  • Level: Upper
  • Dimensions: 0

Bedroom4

  • Level: Upper
  • Dimensions: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2

Features

  • Window features: Window Treatments
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 3,083

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,083 sqft

Kitchen

  • Level: Upper
  • Dimensions: 0

Living Room

  • Level: Upper
  • Dimensions: 0

Property

Details

  • Parcel number: 24004000
  • Attached to another structure: Yes
  • Zoning: C,R

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Has spa: Yes
  • Spa features: Heated

Lot

  • Lot size: 4,356 sqft
  • Lot size dimensions: 4,150

Parking

  • Total spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Hail
Tornado
Winter Weather
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$349$4,188
Property Taxes $649$7,788
Electricity $229$2,759
Total$3,244$38,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,222/yr
40% on housing$97,320/yr
45% on housing$86,506/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.6%
14.6%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$129This listing

vs Other Active Listings

Avg $/sqft

ZIP 52349$176
Benton County$233

vs Homes Sold Last Month

Median $/sqft

ZIP 52349$126
Benton County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$399,000
2026-06-08Listing removed$392,500
2026-03-27Price change$392,500
2026-01-13Price change$399,999
2025-12-09Listed for sale$415,000
2020-04-27Sold$210,000
2020-01-24Price change$239,000
2019-07-25Price change$258,000
2019-05-29Listed for sale$259,000

For Sale by Agent

AgentGabrielle Hardin
BrokerageCentury 21 Signature Real Estate-Hiawatha

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