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1705 7th Ave, Belle Plaine, IA, 52208

3beds
2baths
1,685sqft
$186,000
$110price/sqft
$1,504/moest. monthly cost
$60,160/yrincome needed

About This Home

Welcome home to a perfect blend of character and functional living. As you approach, you are greeted by a charming screened-in porch, an ideal retreat for enjoying your morning coffee or relaxing during quiet evenings. Entry into the home leads you through a spacious mudroom and "drop zone," which flows seamlessly into an expansive open kitchen. With an abundance of storage and countertop space, this kitchen is ready to bring your favorite recipes to life, offering plenty of room for a large table to host family dinners or weekend crafts. Nearby, a generous laundry and utility room features a stylish sliding barn door, allowing you to tuck away chores in an instant when guests arrive. The heart of the home is a massive dining and living area that offers endless configuration possibilities. Rich hardwood floors and classic wood trim bathed in natural light give this open space a warm, cozy atmosphere. The main level is rounded out by a second versatile mudroom—large enough to serve as a dedicated home office or hobby space—and a comfortable first-floor bedroom. Upstairs, the second floor is designed to feel like a private living suite, featuring two additional bedrooms, a full bathroom, and a spacious walk-in closet, all finished with brand-new carpeting throughout. The amenities extend well beyond the interior, as the property features a large garage with an attached heated shop, perfect for year-round projects. Additionally, a separate large storage garage offers incredible potential to be used as a second workshop, studio, or "she-shed." Situated on just over a quarter-acre lot, this home combines ample square footage with the outdoor space and storage you've been searching for. Had out of town contingent offer that did not close.

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

6/10
4/10

Construction

Condition

  • Year built: 1900

Materials

  • Construction materials: Aluminum Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: One and One Half Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Gas Water Heater,Microwave,Range,Refrigerator,Water Softener Owned,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Dining Area,Separate/Formal Dining Room,Eat-in Kitchen,Upper Level Primary
  • Finished area below ground: 0
  • Finished area above ground: 1,685

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,685 sqft

Other

  • Level: Second

Property

Details

  • Parcel number: 03042875

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Fence

Lot

  • Lot size: 0.27 Acres
  • Lot size dimensions: 11,761

Parking

  • Total spaces: 3
  • Parking features: Detached,Garage,Guest,Heated Garage,Off Street,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Strong Wind
Winter Weather
Ice Storm
Tornado

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $940$11,280
Home Insurance *$240$2,880
Property Taxes $199$2,388
Electricity $125$1,508
Total$1,504$18,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,565/yr
40% on housing$45,120/yr
45% on housing$40,106/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.6%
14.6%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$110This listing

vs Other Active Listings

Avg $/sqft

ZIP 52208$114
Benton County$234

vs Homes Sold Last Month

Median $/sqft

ZIP 52208$88
Benton County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$182,000
2026-08-06Price change$184,000
2026-07-22Listed for sale$186,000
2026-07-17Pending sale$186,000
2026-06-03Listed for sale$186,000
2024-03-28Listing removed--
2024-03-22Listed for sale$169,000
2024-03-22Listing removed--
2024-01-25Price change$167,000
2023-12-05Listed for sale$170,000
2023-04-18Listing removed--
2023-01-14Listed for sale$150,000
2021-07-30Sold$130,000
1997-02-04Sold$57,500

For Sale by Agent

AgentJeannie Rice
BrokerageRealty87

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