See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

6453 31st Ave, Shellsburg, IA, 52332

6beds
2baths
2,314sqft
$575,000
$248price/sqft
$4,060/moest. monthly cost
$162,400/yrincome needed

About This Home

The curb appeal alone stops traffic. Solid brick pillar front porch, tuck-pointed and sharp, with mature landscaping that frames this home like it was meant to be here forever. Because it was. Original woodwork runs throughout, and the bones are as strong as they come. Everything that matters has been updated: new windows, 4-year-old roof, updated electric, and a new septic on the way. Inside, the kitchen is the heart of the home. Massive in scale, granite counters, and storage that goes well beyond what most homes can offer. Modern amenities woven into a space built for real family life. The main floor also delivers a bedroom, full bath, and a walk-in laundry room with additional storage that keeps everything organized and out of the way. Five more bedrooms and a second full bath wait upstairs, and the full basement adds serious square footage to grow into, finish, or make your own. Outside is where this property truly sets itself apart. The oversized 3-stall garage plus four outbuildings give you the kind of storage, workspace, and utility that acreage buyers spend years trying to find. All of it sitting on 5.6 acres of flat, beautiful Benton County land with open views that go on forever. Some homes are just houses. This one is a legacy.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
4/10

Construction

Condition

  • Year built: 1925

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range Or Oven,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Other,Breakfast Bar
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,314

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,314
  • Total interior livable area: 2,314 sqft

Property

Details

  • Parcel number: 37001250
  • Zoning: Ag
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 5.60 Acres
  • Features: Over Five Acres
  • Lot size dimensions: 5.6 Acres

Parking

  • Total spaces: 2
  • Parking features: Heated Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Hail
Winter Weather
Cold Wave
Drought
Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$306$3,672
Property Taxes $675$8,100
Electricity $172$2,071
Total$4,060$48,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,200/yr
40% on housing$121,800/yr
45% on housing$108,266/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.6%
14.6%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$248This listing

vs Other Active Listings

Avg $/sqft

ZIP 52332$650
Benton County$231

vs Homes Sold Last Month

Median $/sqft

ZIP 52332$268
Benton County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$575,000

For Sale by Agent

AgentRachel Koth
BrokerageKeller Williams Legacy Group

Similar Homes