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12039 Wright Rd, La Porte City, IA, 50651

5beds
2baths
2,814sqft
$275,000
$98price/sqft
$2,008/moest. monthly cost
$80,320/yrincome needed

About This Home

Enjoy the peace and privacy of country living on this beautiful 3-acre acreage just outside La Porte City! This ranch home features 3 main-level bedrooms, a full bath, a bright 3-season porch, front deck, and an impressive family room addition perfect for entertaining or relaxing. The finished lower level offers a second family room, full bath, laundry/mechanical room, and 2 nonconforming bedrooms, with one offering an easy opportunity to add an egress window for a conforming bedroom. Main-floor laundry hookups are also available. Outside, you'll find an oversized detached 2-stall garage and a large barn with endless possibilities for hobbies, livestock, or chickens, complete with an existing coop. The barn is 30 x 27 with 30 x 9 leanto, 3 stalls, one is a foaling stall, and automatic waterer in the leanto. If you're looking for space, versatility, and the charm of acreage living, this property is a must-see!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

6/10
8/10
Union Middle SchoolGrades 6-815.6 mi
7/10
Union High SchoolGrades 9-125.1 mi

Construction

Condition

  • Year built: 1973

Materials

  • Construction materials: Vinyl,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Range Or Oven,Refrigerator
  • Laundry features: Lower Level,In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Concrete,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Other,Pantry
  • Number of fireplaces: 1
  • Fireplace features: Factory Built,Wood Burning Stove
  • Fireplace: Yes
  • Finished area below ground: 1,022
  • Finished area above ground: 1,792

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,814
  • Total interior livable area: 2,814 sqft

Property

Details

  • Parcel number: 871123301005
  • Zoning: RES
  • Special condition: Standard

Features

  • Patio & porch: Deck,Screened

Lot

  • Lot size: 2.98 Acres
  • Features: Two To Five Acres
  • Lot size dimensions: 129808

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$263$3,156
Property Taxes $146$1,752
Electricity $209$2,518
Total$2,008$24,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,845/yr
40% on housing$60,240/yr
45% on housing$53,546/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.2%
13.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$98This listing

vs Other Active Listings

Avg $/sqft

ZIP 50651$197
Black Hawk County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 50651$94
Black Hawk County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$265,000
2026-07-22Listed for sale$275,000
2025-03-20Sold$240,000
2025-01-30Pending sale$250,000
2025-01-09Price change$250,000
2024-11-23Price change$265,000
2024-11-12Price change$270,000
2024-10-21Listed for sale$280,000
2015-06-18Sold$132,000
2015-04-22Pending sale$144,900
2015-04-15Listed for sale$144,900
2007-05-01Sold$152,500

For Sale by Agent

AgentJenna Burt
BrokerageKeller Williams Legacy Group

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