




5017 Gilbertville Rd, Waterloo, IA, 50701
About This Home
This impeccably maintained home showcases true pride of ownership from the moment you arrive. Nestled on a stunning 2-acre, tree-surrounded lot, the setting offers unmatched tranquility and natural beauty. Inside, the living room impresses with vaulted ceilings, new luxury plank flooring, and dramatic floor-to-ceiling windows that frame the backyard views. The home features all new windows installed in 2024. The kitchen is equally impressive, featuring abundant cabinetry, solid-surface countertops, a huge pantry, updated appliances, and an island with a breakfast bar — all tied together with the same gorgeous flooring. The main floor hosts a spacious primary suite with tray ceilings and a beautifully updated bath offering a kitchen-height double vanity, new flooring, and tub/shower. Two additional large bedrooms with double closets and an updated full bath complete the main level, along with a dedicated laundry room. The lower level is wide open with 9-ft ceilings, perfect for entertaining, hosting gatherings, or watching the big game. New carpet runs throughout, and the massive fourth bedroom includes double closets and an egress window. A full lower-level bath and abundant storage space add convenience. Step outside to a private backyard oasis featuring a patio and hot tub surrounded by mature trees. The oversized 3-stall garage (888 sq. ft.) provides exceptional space for vehicles, hobbies, and storage. A rare combination of privacy, acreage, quality updates, and meticulous care — this home is truly one of a kind.
Getting Around
Schools
Construction
Condition
- Year built: 2011
Materials
- Roof: Shingle
- Construction materials: Stone,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Electric Water Heater
- Laundry features: 1st Floor,Laundry Room
Basement
- Has basement: Yes
- Basement: Finished,Radon Mitigation System
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Ceiling Fan(s),Granite Counters
- Fireplace features: None
- Finished area below ground: 1,200
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total interior livable area: 2,908 sqft
Other
- Level: Upper
Other
- Level: Main
Other
- Level: Lower
Property
Details
- Parcel number: 8812222201016
- Zoning: OTHER
- Special condition: Standard
Features
- Waterfront features: Pond
Lot
- Lot size: 2 Acres
- Features: Landscaped,Secluded,Wooded
- Lot size dimensions: TBD
Parking
- Total spaces: 3
- Parking features: 3 or More Stalls,Attached Garage
- Covered spaces: 3
- Carport spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Drought
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Hail
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,413 | $40,956 |
| Home Insurance * | $604 | $7,248 |
| Property Taxes | $633 | $7,596 |
| Electricity | $216 | $2,603 |
| Total | $4,866 | $58,392 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Price change | $649,000 |
| 2026-07-10 | Listed for sale | $675,000 |
| 2011-12-12 | Sold | $293,500 |
